As a tenant, you’re usually not responsible for damage to the building itself. That’s up to the owner. But be aware: some costs can still come your way. And your own belongings? You’ll need to insure those yourself.
What could go wrong?
With ING, you can protect yourself well against these risks. Here are your options:
"}},{"cards":[{"cardSize":"medium","cardType":"product","checkMarkList":["Goods also insured outside your address","Possibility to extend with additional coverage","Cancellable daily"],"componentType":"productCard","image":{"altTextIT":"Bedrijfsgebouwverzekering","extension":"jpg","original":"https://assets.ing.com/m/53b9bff69450e8e0/original/Bedrijfsgebouwverzekering-header-image.JPG","transformBaseUrl":"https://assets.ing.com/transform/11b2e325-5f4d-4a95-a82b-7c80250e5450/Bedrijfsgebouwverzekering-header-image","type":"image","width":7488},"link":{"url":"/en/business/insurance/ing-company-inventory-and-goods-insurance"},"promoText":"Now with 10% discount","title":"Inventory & goods"},{"body":"Tenant interest includes all changes, improvements or extensions you’ve made to the property yourself. Or those you’ve taken over from the previous tenant for a fee.","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/20b25b4700a859df/original/Huurdersbelang-header-image-old.JPG","transformBaseUrl":"https://assets.ing.com/transform/513d27d7-8f27-42e4-918f-914f9a62a16b/Huurdersbelang-header-image-old","type":"image","width":5700},"intro":"Nice extra for the Company inventory & goods insurance of ING","link":{"url":"/en/business/insurance/tenant-interest"},"promoText":"View this optional coverage","title":"Tentant interest"},{"body":"Refrigeration damage includes all damage to or loss of items in a display cooler, refrigerator, freezer or small cold store.","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/778127a97d45b926/original/woman-pays-at-market.jpg","transformBaseUrl":"https://assets.ing.com/transform/86efddb4-ef5a-451f-87ad-f5b34e21c946/woman-pays-at-market","type":"image","width":6939},"intro":"Nice extra for the Company inventory & goods insurance of ING","link":{"url":"/en/business/insurance/refrigeration-damage"},"promoText":"View this optional coverage","title":"Refrigeration damage"},{"body":"A business interruption cover compensates for lost gross profit if your company comes to a standstill due to damage. Think of fire, storm, water damage or burglary. This way, you can keep paying your fixed costs and safeguard the continuity of your business.","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2c37d655682cf271/original/A-male-fashion-designer-is-on-the-phone-and-looks-at-ideas-at-his-office-workstation-while-wearing-a-measuring-tape-around-his-neck.jpg","transformBaseUrl":"https://assets.ing.com/transform/2c51111e-f360-4633-966a-fd2894aaa294/A-male-fashion-designer-is-on-the-phone-and-looks-at-ideas-at-his-office-workstation-while-wearing-a-measuring-tape-around-his-neck","type":"image","width":6439},"intro":"Nice extra for the Company building insurance or Inventory & goods insurance of ING","link":{"url":"/en/business/insurance/business-interruption"},"promoText":"View this optional coverage","title":"Business interruption"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"You own a company building"},{"componentType":"paragraph","richBody":{"value":"As the owner, you’re responsible for the entire building. From the roof to the foundations. Damage can lead to major costs and even bring your business to a standstill. A good insurance policy is therefore not a luxury, but a necessity.
What could go wrong?
With ING, you can insure your building ánd your belongings properly. Above, you already saw how to insure your belongings. Here are your options for your building:
"}},{"cards":[{"cardSize":"medium","cardType":"product","checkMarkList":["Covered rebuild value up to €1 million","Flexibility in deductible","Extensive coverage on solar panels"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/10aa249488c5ddfa/original/Campaign-swym-verzekeren-Willem-de-Kam.jpg","transformBaseUrl":"https://assets.ing.com/transform/b1e9069c-fef5-4bf8-9292-87d5e61e8048/Campaign-swym-verzekeren-Willem-de-Kam","type":"image","width":4096},"link":{"url":"/en/business/insurance/ing-company-building-insurance"},"promoText":"Now with 10% discount","title":"Company building"},{"body":"Covers glass breakage of (roof) windows. You can also insure your glass doors, display cases and counters. No deductible applies to this cover.","cardSize":"medium","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/0c7c34a23f055fcd/original/Large_MS-PPT_Web-Silhouette-of-a-business-man-walking-along-a-passage-with-green-trees-reflecting-in-the-glass.jpg","transformBaseUrl":"https://assets.ing.com/transform/f5560b35-072e-47a3-873b-4f381cddc33c/Large_MS-PPT_Web-Silhouette-of-a-business-man-walking-along-a-passage-with-green-trees-reflecting-in-the-glass","type":"image","width":1920},"intro":"Nice extra for the Company building insurance of ING","link":{"url":"/en/business/insurance/glass-damage"},"promoText":"View this optional coverage","title":"Glass damage"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Do you work from home or are you part of a home owners’ association?"},{"componentType":"paragraph","richBody":{"value":"There are still a few things to keep in mind:
No worries. You don’t have to figure it all out yourself. Use the cards above to see what suits your situation. Or get in touch, we’re happy to help.
"}},{"componentType":"cta","textLink":{"text":"Read more about our insurances","url":"/en/business/insurance/your-premises-and-belongings"}},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Also interesting for you"},"textLinks":[{"text":"All business insurances","url":"/en/business/insurance"},{"text":"What insurances do you need as self employed?","url":"/en/business/insurance/insurance-self-employed"}]}]},"hasMacro":false,"id":"10c4f2e2-c625-4769-9f8e-a86dc41f9583","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.
"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business insurances","url":"/en/business/insurance"}},"componentType":"productHeader","coreHeader":{"body":"Whether you run a home-based practice, rent a shop, or have your own premises: your workplace is the foundation of your business. But what if damage occurs? Fire, storms, burglary - they can seriously affect your company. That’s when it’s reassuring to be properly insured. We’ll explain the risks you face as a tenant or owner. And how to cover them smartly with our business insurances.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/5616ddd858cb3220/original/Large_MS-PPT_Web-Young-carpenter-sanding-down-a-door-in-his-workshop.jpg","transformBaseUrl":"https://assets.ing.com/transform/4038ec3b-4202-4f94-8cfb-e5e34d2d3e0b/Large_MS-PPT_Web-Young-carpenter-sanding-down-a-door-in-his-workshop","type":"image","width":1920},"subtitle":"Here’s what you need to know about risks and insurance","title":"Do you rent or own a company building?"}},"publishDate":"2026-04-10T16:25:27.924+02:00"}}