Choose the risks you want to be insured for, from basic coverage to protection against damage caused in a collision or by skidding off the road. Take a look below and see what coverage is offered and which type suits your van and business best. 'B'.
"}},{"componentType":"accordion","accordionList":[{"title":"Who is this insurance for?","richBody":{"value":"You can take out a company van insurance of ING if you are self-employed or run an SME. We cannot insure you if you use your vehicle for courier services, driving lessons, rental or taxi services.
When applying, you can indicate who the main driver is: you, someone else or multiple people, so you can be sure the right people are covered.
This insurance is for company vans and vehicles with a grey license plate, starting with a ‘V’ or ‘B’.
"}},{"title":"Grey license plate","richBody":{"value":"A grey license plate is used for commercial vehicles that are used for business purposes. These vehicles are often recognizable by a license plate that starts with a ‘V’ (for light commercial vehicles) or a ‘B’ (for heavier commercial vehicles).
If you drive a commercial vehicle with a grey license plate, you may be eligible for tax benefits as an entrepreneur—such as lower road tax and VAT deductions.
However, since January 1, 2025, there has been a change: vans with combustion engines that are registered for the first time from this year onward are no longer exempt from BPM (private motor vehicle and motorcycle tax).
Did you purchase your van before 2025? Then you will retain the exemption, as long as you continue to meet the conditions.
This makes it even more important to carefully consider both the costs and the coverage of your insurance.
"}}]},{"componentType":"comparisonCards","comparisonCardList":[{"title":"Third-Party Liability","usps":[{"body":"Covers damage to third parties","iconType":"check-mark"},{"body":"24/7 claims assistance (including outside the Netherlands)","iconType":"check-mark"},{"body":"Help with recovering losses","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/insurances/business/van","text":"Calculate premium"}}},{"title":"Limited Comprehensive","usps":[{"body":"Covers damage to third parties","iconType":"check-mark"},{"body":"24/7 claims assistance (including outside the Netherlands)","iconType":"check-mark"},{"body":"Help with recovering losses","iconType":"check-mark"},{"body":"Fire and explosion","iconType":"check-mark"},{"body":"Break-in and theft","iconType":"check-mark"},{"body":"Storm, hail and flood","iconType":"check-mark"},{"body":"Damage caused by animals","iconType":"check-mark"},{"body":"Damage to windscreen","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/insurances/business/van","text":"Calculate premium"}}},{"title":"Fully Comprehensive","usps":[{"body":"Covers damage to third parties","iconType":"check-mark"},{"body":"24/7 claims assistance (including outside the Netherlands)","iconType":"check-mark"},{"body":"Help with recovering losses","iconType":"check-mark"},{"body":"Fire and explosion","iconType":"check-mark"},{"body":"Break-in and theft","iconType":"check-mark"},{"body":"Storm, hail and flood","iconType":"check-mark"},{"body":"Damage caused by animals","iconType":"check-mark"},{"body":"Damage to windscreen","iconType":"check-mark"},{"body":"Collision","iconType":"check-mark"},{"body":"Vandalism","iconType":"check-mark"}],"cta":{"componentType":"cta","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/insurances/business/van","text":"Calculate premium"}}}],"title":"Third-Party Liability,Limited Comprehensive,Fully Comprehensive"},{"componentType":"paragraph","title":"Extra coverages","richBody":{"value":"Below we summarize the content of the extra coverages.
"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Breakdown assistance","intro":"Roadside assistance, replacement transport or and towing services. Count 24/7 on the breakdown service in the Netherlands and Europe, even if you drive electric.","link":{"url":"/en/business/insurance/breakdown-assistance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Occupant insurance","intro":"Cover the driver and all passengers if they are involved in a collision. Personal items that were in the vehicle are also covered.","link":{"url":"/en/business/insurance/occupant-insurance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Legal assist","intro":"A legal dispute concerning your company vehicle or a traffic incident? You will receive legal advice and assistance from the Dutch Legal Assistance Foundation.","link":{"url":"/en/business/insurance/legal-assistance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Garage choice","intro":"With Garage choice coverage, you can choose the garage you have been visiting for years, the brand dealer or the garage around the corner.","link":{"url":"/en/business/insurance/garage-choice"},"promoText":"Only with Limited Comprehensive or Fully Comprehensive"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Extended new-for-old insurance","intro":"In case of theft or total loss you will normally get the standard value based on the price list. With this coverage you get the total purchase value up to three years after purchase.","link":{"url":"/en/business/insurance/extended-new-for-old"},"promoText":"Only with Fully Comprehensive"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Extended purchase value insurance","intro":"If you purchased your company car from an official dealer in the Netherlands or BOVAG garage you get the whole purchase value back in the first 3 years.","link":{"url":"/en/business/insurance/extended-purchase-value"},"promoText":"Only with Fully Comprehensive"},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Contents insurance","intro":"Insure damage to or loss of the goods in your van, such as building materials, tools, products or other items that you transport in your van.","link":{"url":"/en/business/insurance/contents-insurance"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Accessories coverage","intro":"Accessories are insured as standard up to €1,250. With this additional insurance you can increase this coverage to €4,100 including VAT.","link":{"url":"/en/business/insurance/accessories-coverage"},"promoText":"Only with Limited Comprehensive or Fully Comprehensive"}]},{"componentType":"paragraph","title":"What is not covered?","richBody":{"value":"The insurer does not provide coverage or assistance if:
We cooperate with the insurer Allianz Direct, and where necessary with other insurers within Allianz Group. You can apply for an insurance, change your coverage or make a claim in My ING Business or the ING App. This insurance is underwritten by Allianz Direct, which means that they will collect your premium and pay out any successful claims.
Terms and conditions
See below our cooperation document and the terms & conditions. Please review these documents carefully and save them on your device.
Sometimes it takes a little longer to review your application, but we’ll keep you up to date. If we cannot insure you, your business or your vehicle, we will tell you straight after you apply.
"},"textLinks":[{"text":"Not yet a business customer with us? Open first a Business current account."}]},{"componentType":"highlight","title":"Why insure your van through ING?","richBody":{"value":"For Fully Comprehensive coverage, you can choose your own deductible: €0, €250, €500 or €1,000. For Limited Comprehensive or Third-Party Liability coverage, the standard deductible is €0.
"}},{"title":"Can I cancel my van insurance at any time?","richBody":{"value":"Yes, our van insurance is cancelable on a daily basis. That means you’re never locked in — you can cancel whenever you want, with no notice period and no extra fees. Perfect for temporary use or when your plans change.
"}},{"title":"Can you deduct the VAT from your company van insurance?","richBody":{"value":"If you can deduct VAT on your company van, this also saves a lot on your insurance. The premium is based on the new-for-old value of your vehicle, excluding VAT. Any claims paid out then also exclude VAT.
"}},{"title":"Multi-vehicle insurance","richBody":{"value":"With company van insurance of ING, you can insure up to ten vehicles. If you discontinue using one of your vehicles for a certain amount of time, you can pause the policy for up to six months. Your no-claims bonus will continue during this period.
"}},{"title":"Electric van covered too","richBody":{"value":"If you've switched to an electric company van, we can cover you too. Some of the benefits of Company Van Insurance of ING:
For all breakdown and damage claims, contact your manufacturer first if they specify this.
"}},{"title":"How does a no-claims bonus work?","richBody":{"value":"When applying for company van insurance, you will be asked about your no-claims bonus. You’ll find this on your last insurer’s policy schedule. Your no-claims bonus is measured in years: one for each year in which you don’t make any claims. If you do claim, you will lose five years of your no-claims bonus. You can use your no-claims bonus on a single vehicle.
If you are a new driver and are looking for insurance for your first vehicle, your no-claims bonus will start at 0.
"},"textLinks":[{"url":"https://www.allianzdirect.nl/ing/schadevrije-jaren/","text":"Read more about the no-claims bonus"}]},{"title":"What is the difference between company car insurance and company van insurance of ING?","richBody":{"value":"The main differences are:
The company van insurance of ING offers a new-for-old replacement scheme up to €60,000 including VAT. In the event of total loss or theft, you’ll be reimbursed the full new value of your van, provided the vehicle is no older than 12 months. Additionally, if you purchased your van from a BOVAG-affiliated dealer or brand dealership, you are eligible for reimbursement of the purchase price.
Want to benefit from these arrangements for a longer period?
Choose the optional coverage Extended New-for old value or extended purchase Value. With these coverages, the scheme applies for up to 36 months — available exclusively with Fully Comprehensive insurance.
With a Limited or Fully Comprehensive coverage, your company van is also insured against damage and theft outside the Netherlands. Coverage applies in Europe, Morocco, Tunisia, and Turkey. You will receive a Green Card with your policy, which shows the countries where your insurance is valid. You are insured in all countries listed on the Green Card that are not crossed out.
If you also want to be covered for roadside assistance abroad, such as receiving a replacement van, you can take out the optional Breakdown assistance insurance. This includes:
This way, you're well prepared for unexpected situations abroad.
"}}]},{"componentType":"cta","microCopy":"*You can calculate your premium in My ING Business","textLink":{"url":"https://mijnzakelijk.ing.nl/banking/insurances/business/van","text":"Calculate your premium"}},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"},"title":"Also interesting for you"},"textLinks":[{"url":"/en/business/insurance","text":"All about business insurances"},{"url":"/en/business/insurance/ing-company-car-insurance","text":"Company car insurance"},{"url":"/en/business/insurance/my-business-insurances","text":"Manage your insurances"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.
"}}]}}}