Imagine your equipment gets stolen. Or your stock suffers fire or water damage. As an entrepreneur, that can lead to unexpected high costs. With a business inventory & goods insurance, you’re covered against these risks.
It’s important to know what’s included in your coverage. For example, you’re not insured for damage caused by intent or illegal activities, natural disasters, or malfunctioning software.
"}},{"componentType":"sectionTitle","title":"What do we mean by business inventory?"},{"componentType":"paragraph","richBody":{"value":"Your “business inventory” consists of your inventory and goods:
Want to insure your business belongings at a competitive premium and attractive conditions? Consider the Company inventory & goods insurance of ING.
"},"textLinks":[{"text":"Check what is and isn’t covered","url":"/en/business/insurance/ing-company-inventory-and-goods-insurance"}]},{"componentType":"sectionTitle","title":"Important for those working from home"},{"alignedImage":{"position":"right","altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/54c68940ea1cf0a/original/Furry-cat-resting-on-a-laptop.JPG","transformBaseUrl":"https://assets.ing.com/transform/24a5f89d-57e2-42d4-80fb-d478ee106241/Furry-cat-resting-on-a-laptop"},"componentType":"paragraph","richBody":{"value":"Many Dutch households have a home contents insurance for personal belongings (think of: TV, computer, jewellery). Usually, your business inventory is not - or only partially - covered under that policy.
Do you work from home? For example, as a freelancer working for companies? Then check the terms of your personal home contents insurance first.
"}},{"componentType":"sectionTitle","title":"Who takes out a business inventory & goods insurance?"},{"componentType":"paragraph","richBody":{"value":"Other entrepreneurs who choose the Company inventory and goods insurance of ING work in:
You can get a business inventory & goods insurance from as little as €10 per month. On average, entrepreneurs at ING pay around €35 (portfolio including optional coverages). Good to know: According to the Dutch Tax Authority, these costs are tax-deductible.
Your exact premium depends on factors such as:
Do you have a business account at ING? Then you benefit from:
Do you own a business property? Then check if you need a company building insurance (Dutch only).
"}},{"componentType":"sectionTitle","title":"Additional coverages"},{"componentType":"paragraph","richBody":{"value":"At ING, you can expand your business inventory & goods insurance with the options below.
"}},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"altTextNL":"Vrouw staat bij een display en lacht","extension":"jpg","original":"https://assets.ing.com/m/16c561080be8334/original/Huurdersbelang-afbeelding.JPG","transformBaseUrl":"https://assets.ing.com/transform/775e20da-9f1a-49fb-aa2f-72307d67407c/Huurdersbelang-afbeelding","type":"image","width":5700},"intro":"Do you rent your premises? Then you can add tenant’s interest (all changes or extensions you’ve made) to your cover.","link":{"url":"/en/business/insurance/tenant-interest"},"title":"Tenant interest"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/2c37d655682cf271/original/A-male-fashion-designer-is-on-the-phone-and-looks-at-ideas-at-his-office-workstation-while-wearing-a-measuring-tape-around-his-neck.jpg","transformBaseUrl":"https://assets.ing.com/transform/2c51111e-f360-4633-966a-fd2894aaa294/A-male-fashion-designer-is-on-the-phone-and-looks-at-ideas-at-his-office-workstation-while-wearing-a-measuring-tape-around-his-neck","type":"image","width":6439},"intro":"Don’t miss out on income because you had to close due to an accident. With this option, you’ll be compensated for lost gross profit.","link":{"url":"/en/business/insurance/business-interruption"},"title":"Business interruption"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/778127a97d45b926/original/woman-pays-at-market.jpg","transformBaseUrl":"https://assets.ing.com/transform/86efddb4-ef5a-451f-87ad-f5b34e21c946/woman-pays-at-market","type":"image","width":6939},"intro":"Do you have coolers or (deep) freezers on your premises? Damage caused by their failure can be optionally insured. Choose a cover amount between €5,000 and €25,000.","link":{"url":"/en/business/insurance/refrigeration-damage"},"title":"Refrigeration damge"}],"componentType":"cards"},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Also interesting for you"},"textLinks":[{"text":"Company inventory & goods insurance","url":"/en/business/insurance/ing-company-inventory-and-goods-insurance"},{},{"text":"Company building insurance","url":"/en/business/insurance/ing-company-building-insurance"},{"text":"All business insurances","url":"/en/business/insurance"},{"text":"Company liability insurance","url":"/en/business/insurance/ing-company-liability-insurance"},{"text":"Company legal assistance insurance","url":"/en/business/insurance/ing-company-legal-assistance-insurance"},{"text":"Become a business customer at ING","url":"/en/business/payments/business-account"},{"text":"Products for the self-employed (Dutch only)","url":"/zakelijk/zzp/bankzaken"}]}]},"hasMacro":false,"id":"6d142b9e-80b9-4afb-af4e-24c3e317f9da","legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.
"}}]},"localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business insurances","url":"/en/business/insurance"}},"componentType":"productHeader","coreHeader":{"body":"From (home-based) webshops to construction companies and consultancy firms. Many entrepreneurs or self-employed choose a business inventory & goods insurance. But how does it actually work? We’re happy to help you get started.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/29630e0e77f93462/original/Full-length-of-man-working-in-store.jpg","transformBaseUrl":"https://assets.ing.com/transform/c84782af-ff3e-475d-a19d-1a883455ea42/Full-length-of-man-working-in-store","type":"image","width":5760},"subtitle":"Also known as a company inventory & goods insurance. What is it, and when do you need this insurance?","title":"Do I need a business inventory & goods insurance?"}},"publishDate":"2026-03-31T15:05:18.004+02:00"}}