{"type":"document","data":{"id":"c2aa8cdf-6254-4506-bca5-e1764e5e3b50","localeString":"en-GB","publishDate":"2026-03-31T14:51:24.538+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Contents insurance is a supplement to the Company van insurance of ING. It covers the goods in your loading space if you’re involved in an accident. Read more about this insurance."},"mainHeaderZone":{"componentType":"productHeader","cta":{"componentType":"cta","textLink":{"url":"/en/business/insurance/ing-company-van-insurance","text":"Go to van insurance"}},"coreHeader":{"body":"If you choose Contents insurance with your van insurance, the goods you are transporting are properly insured in case of an accident.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/0327d7a9-4632-486d-842f-9e8d4c6783c3/Children-squashed-into-the-back-of-a-heavilly-loaded-car-with-luggage","type":"image","width":3000,"original":"https://assets.ing.com/m/5ca386af031dd26e/original/Children-squashed-into-the-back-of-a-heavilly-loaded-car-with-luggage.jpg","extension":"jpg"},"title":"Contents insurance","subtitle":"Insure your goods for up to €10,000"},"backLink":{"textLink":{"url":"/en/business/insurance","text":"Business insurances"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is Contents insurance?"},{"componentType":"paragraph","richBody":{"value":"<p>Contents insurance is a supplement to your van insurance. It covers the goods in your loading space if you’re involved in an accident. This includes tools and building materials or food you’re transporting from a wholesaler to your business. </p>"}},{"componentType":"sectionTitle","title":"Insure your goods for up to €10,000"},{"componentType":"paragraph","richBody":{"value":"<p>You can choose between two sums insured when taking out Contents insurance, regardless of whether your van has Third-Party Liability, Limited or Fully Comprehensive coverage. The maximum sum insured is: </p><ul><li><p>€5,000 or </p></li></ul><ul><li><p>€10,000 </p></li></ul><p>Tip: Choose the amount that suits your situation as a business owner best. Carefully check the value of the goods you’re transporting.  </p>"}},{"componentType":"sectionTitle","title":"Good to know: deductible"},{"componentType":"paragraph","richBody":{"value":"<p>If you’re claiming damage to your goods, you have a deductible of €250. This amount is separate from the deductible you may have chosen for your van. </p>"}},{"componentType":"accordion","accordionList":[{"title":"Damage assessment","richBody":{"value":"<p>Determining the value of goods in case of damage:</p><ul><li>For newly purchased goods, the purchase price is used.</li><li>For newly sold goods, the sale price applies.</li><li>For all other goods, the current market value is considered.</li></ul><p>In the event of damage, invoices must be provided to help the insurer assess the current value of the affected goods.</p>"}}]},{"componentType":"sectionTitle","title":"How to take out Contents insurance"},{"componentType":"paragraph","richBody":{"value":"<p>You can choose Contents insurance when applying for your <a data-type=\"internal\" href=\"/en/business/insurance/ing-company-van-insurance\">Company van insurance</a>. </p>"},"textLinks":[{"url":"/en/business/insurance/ing-company-van-insurance","text":"Calculate your premium"}]},{"componentType":"cta","textLink":{"url":"/en/business/insurance/ing-company-van-insurance","text":"Go to van insurance"}},{"componentType":"highlight","title":"Why insure your van through ING?","richBody":{"value":"<ul class=\"check-mark\"><li>Comprehensive insurance at a competitive price</li><li>Quick application</li><li>See your coverage at a glance in your ING environment</li><li>Make a claim directly through the app and My ING Business</li><li>Easy to amend your policy </li></ul>"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"medium","title":"Company van insurance of ING","intro":"Choose which risks you insure","image":{"transformBaseUrl":"https://assets.ing.com/transform/6f47ef63-8c5a-4158-92df-bde6673078ea/BB-Insurance-only-Woman-steps-out-van-switch","type":"image","width":1700,"original":"https://assets.ing.com/m/7e037453e0b29956/original/BB-Insurance-only-Woman-steps-out-van-switch.jpg","extension":"jpg"},"link":{"url":"/en/business/insurance/ing-company-van-insurance"},"checkMarkList":["Very competitive premium","Courtesy vehicle if yours is damaged","Electric van also insured"]}]},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"},"title":"Also interesting for you"},"textLinks":[{"url":"/en/business/insurance","text":"All about business insurances"},{"url":"/en/business/insurance/ing-company-van-insurance","text":"Company van insurance of ING"}]}]}}}