{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Contents insurance is a supplement to the Company van insurance of ING. It covers the goods in your loading space if you’re involved in an accident. Read more about this insurance.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is Contents insurance?"},{"componentType":"paragraph","richBody":{"value":"<p>Contents insurance is a supplement to your van insurance. It covers the goods in your loading space if you’re involved in an accident. This includes tools and building materials or food you’re transporting from a wholesaler to your business. </p>"}},{"componentType":"sectionTitle","title":"Insure your goods for up to €10,000"},{"componentType":"paragraph","richBody":{"value":"<p>You can choose between two sums insured when taking out Contents insurance, regardless of whether your van has Third-Party Liability, Limited or Fully Comprehensive coverage. The maximum sum insured is: </p><ul><li><p>€5,000 or </p></li></ul><ul><li><p>€10,000 </p></li></ul><p>Tip: Choose the amount that suits your situation as a business owner best. Carefully check the value of the goods you’re transporting.  </p><p>The premium, cover and terms of cargo insurance depend on several factors, including the vehicle, the type and value of the goods being transported, and the level of cover selected. Refer to the <a href=\"https://www.ing.nl/en/business/insurance/contents-insurance#how-to-take-out-contents-insurance\">policy terms and conditions</a> for full details of the cover, exclusions and applicable terms.</p>"}},{"componentType":"sectionTitle","title":"Good to know: deductible"},{"componentType":"paragraph","richBody":{"value":"<p>If you’re claiming damage to your goods, you have a deductible of €250. This amount is separate from the deductible you may have chosen for your van. </p>"}},{"accordionList":[{"richBody":{"value":"<p>Determining the value of goods in case of damage:</p><ul><li>For newly purchased goods, the purchase price is used.</li><li>For newly sold goods, the sale price applies.</li><li>For all other goods, the current market value is considered.</li></ul><p>In the event of damage, invoices must be provided to help the insurer assess the current value of the affected goods.</p>"},"title":"Damage assessment"}],"componentType":"accordion"},{"componentType":"sectionTitle","title":"How to take out Contents insurance"},{"componentType":"paragraph","richBody":{"value":"<p>You can choose Contents insurance when applying for your <a data-type=\"internal\" href=\"/en/business/insurance/ing-company-van-insurance\">Company van insurance</a>. </p><p>This insurance is arranged through ING with <strong>Allianz Direct</strong>. You can apply for your insurance, make changes to your policy, or report a claim through My ING Business or the ING App. Allianz Direct is the insurer and risk carrier. This means that your premium will be collected by Allianz Direct, and they will handle any claim payments. Below you will find more information about the partnership and the policy terms and conditions of the Business Van Insurance. Please read these documents carefully and save them for future reference.</p><p><br /><a href=\"http://assets.ing.com/m/3fc508e9809337b5/original/More-about-the-service-co-operation-and-taking-out-the-insurance-FINAL.pdf\">&gt; More about our partnership with Allianz Direct</a><br /><a href=\"http://assets.ing.com/m/1db264c003cefa3e/original/ING-Zakelijke-Bestelbusverzekering-voorwaarden-NL.pdf\">&gt; Business Van Insurance Policy Terms and Conditions</a><br /><a href=\"http://verzekeringskaarten.nl/allianz-direct/ing-zakelijke-bestelbusverzekering-wa\">&gt; Business Van Insurance Information Document – Third-Party Liability</a><br /><a href=\"http://&gt;  Verzekeringskaart ING Zakelijke Bestelbusverzekering Beperkt Casco\">&gt; Business Van Insurance Information Document – Third-Party, Fire and Theft</a><br /><a href=\"http://verzekeringskaarten.nl/allianz-direct/ing-zakelijke-bestelbusverzekering-allrisk\">&gt; Business Van Insurance Information Document – Comprehensive Cover</a></p>"},"textLinks":[{"text":"Calculate your premium","url":"/en/business/insurance/ing-company-van-insurance"}]},{"componentType":"cta","textLink":{"text":"Go to van insurance","url":"/en/business/insurance/ing-company-van-insurance"}},{"componentType":"highlight","richBody":{"value":"<ul class=\"check-mark\"><li>Comprehensive insurance at a competitive price</li><li>Quick application</li><li>See your coverage at a glance in your ING environment</li><li>Make a claim directly through the App and My ING Business</li><li>Easy to amend your policy </li></ul>"},"title":"Why insure your van through ING?"},{"cards":[{"cardSize":"medium","cardType":"product","checkMarkList":["Very competitive premium","Courtesy vehicle if yours is damaged","Electric van also insured"],"componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/7e037453e0b29956/original/BB-Insurance-only-Woman-steps-out-van-switch.jpg","transformBaseUrl":"https://assets.ing.com/transform/6f47ef63-8c5a-4158-92df-bde6673078ea/BB-Insurance-only-Woman-steps-out-van-switch","type":"image","width":1700},"intro":"Choose which risks you insure","link":{"url":"/en/business/insurance/ing-company-van-insurance"},"title":"Company van insurance of ING"}],"componentType":"cards"},{"componentType":"linkList","iconTitle":{"icon":{"extension":"png","original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500},"title":"Also interesting for you"},"textLinks":[{"text":"All about business insurances","url":"/en/business/insurance"},{"text":"Company van insurance of ING","url":"/en/business/insurance/ing-company-van-insurance"}]}]},"hasMacro":false,"id":"c2aa8cdf-6254-4506-bca5-e1764e5e3b50","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Business insurances","url":"/en/business/insurance"}},"componentType":"productHeader","coreHeader":{"body":"If you choose Contents insurance with your Company van insurance, the goods you are transporting are properly insured in case of an accident.","headerImage":{"extension":"webp","original":"https://assets.ing.com/asset/2d1d8018-d078-4757-8d0c-0ba4fac370bc/Woman-makes-delivery-and-asks-man-for-signature-1.webp","transformBaseUrl":"https://assets.ing.com/transform/2d1d8018-d078-4757-8d0c-0ba4fac370bc/Woman-makes-delivery-and-asks-man-for-signature-1","type":"image","width":1200},"subtitle":"Insure your goods for up to €10,000","title":"Contents insurance"},"cta":{"componentType":"cta","textLink":{"text":"Go to Company van insurance","url":"/en/business/insurance/ing-company-van-insurance"}}},"publishDate":"2026-08-21T11:20:43.553+02:00"}}