For our business insurance offerings, we collaborate with Allianz Direct. This partnership allows us to offer you high-quality insurance at competitive rates and with favorable terms. That way, you can do business with peace of mind, while your company remains financially resilient in case of setbacks.
> Learn more about our partnership with Allianz Direct
"},"title":"Business insurances of ING and Allianz Direct"},{"componentType":"cards"},{"componentType":"paragraph","richBody":{"value":""},"title":"Which types of insurance are mandatory for entrepreneurs?"},{"alignedImage":{"position":"left","extension":"jpg","original":"https://assets.ing.com/m/1e183cd7a4f15c2f/original/A-man-with-an-apron-holds-a-tablet-and-looks-inside-a-carton-box-at-his-workshop.jpg","transformBaseUrl":"https://assets.ing.com/transform/7c467ca6-311d-4cd6-a8cc-75b33e3ad9c2/A-man-with-an-apron-holds-a-tablet-and-looks-inside-a-carton-box-at-his-workshop"},"componentType":"paragraph","richBody":{"value":"Some types of business insurance are mandatory.This depends on your industry and business activities. The following are required:
Good to know: the Dutch government is planning to make disability insurance for self-employed professionals (AOV) mandatory.
However, this mandatory AOV will not be introduced before 2030, according to the latest letter from Minister Van Hijum (Social Affairs and Employment) to the House of Representatives.
More information about the plans
"}},{"componentType":"sectionTitle","title":"FAQ's about business insurances"},{"accordionList":[{"richBody":{"value":"When starting your own business, it’s wise to insure both yourself and your company against business risks and financial losses.
But when should you get insurance, and when might it not be necessary? A good rule of thumb is to insure against risks that you cannot afford to cover yourself.
Think of situations like employee illness, damage to goods caused by fire or water, or disputes with business partners.
You likely already have personal insurance for yourself and your belongings. By arranging business insurance, you can easily protect your company against these kinds of risks.
Also, don’t forget to take preventive measures — for example, to reduce the risk of fire or to avoid professional mistakes.
"},"title":"Why do you take out insurance for your business?"},{"richBody":{"value":"The business insurance you need depends on your industry and the nature of your work. Focus on identifying the business risks that apply to you. Can you afford to cover those risks yourself?
You might be able to replace a mobile phone out of pocket, but damage to equipment or personal injury to a client? That can be costly. In such cases, it’s reassuring to have insurance to fall back on.
The cost of business insurance varies depending on the type of coverage and several factors, such as:
You can easily calculate your premium and instantly see how much business insurance would cost for your company.
"},"title":"What does business insurance cost?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/1a0207ffb56322e/original/Feedback-Light_Bulb_Filledin.svg","transformBaseUrl":"https://assets.ing.com/transform/712f0411-7ffc-473e-bf7e-7c27d9e265bc/Feedback-Light_Bulb_Filledin","type":"image","width":24},"title":"You might also be interested in this"},"textLinks":[{"text":"Everything for starting entrepreneurs","url":"/zakelijk/starters"},{"text":"Private insurances","url":"/en/personal/insurances"},{"text":"Tips for building a financially healthy business","url":"/zakelijk/financieel-gezond"},{"text":"Leasing a company car or van","url":"/en/business/loans-and-finance/lease-and-asset-finance"},{"text":"Insurance package Nationale-Nederlanden","url":"/zakelijk/verzekeren/nn"}]}]},"freeHeaderLayout":"landscape","hasMacro":false,"id":"e29037c2-3930-4a28-8940-c42b98010a04","localeString":"en-GB","mainHeaderZone":{"componentType":"categoryHeader","coreHeader":{"subtitle":"Bold entrepreneurship starts with certainty. Choose the business insurance that fits your needs.","title":"Business insurances"}},"publishDate":"2026-06-08T17:39:32.843+02:00"}}