{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Check how to link your business account to your bookkeeping programme in 4 simple steps.","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<ol><li><a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/bookkeeping-software-for-sole-traders#what-is-a-bookkeeping-programme\">What is a bookkeeping programme?</a></li><li><a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/bookkeeping-software-for-sole-traders#why-many-sole-traders-choose-ing-for-their-bookkeeping-software\">Why many sole traders choose ING for their bookkeeping software</a></li><li><a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/bookkeeping-software-for-sole-traders#main-bookkeeping-functions-with-bank-link\">Main bookkeeping functions with bank link</a></li><li><a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/bookkeeping-software-for-sole-traders#how-do-you-link-a-bookkeeping-programme-to-ing\">How do you link a bookkeeping programme to ING?</a></li><li><a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/bookkeeping-software-for-sole-traders#frequently-asked-questions-by-other-sole-traders\">Frequently asked questions by other sole traders</a></li></ol>"},"title":"Check our tips about bookkeeping"},{"componentType":"sectionTitle","title":"What is a bookkeeping programme?"},{"componentType":"paragraph","richBody":{"value":"<p>Simply put, bookkeeping software (or: accounting package) is software that allows you to do your bookkeeping. Most bookkeeping programmes track your income and expenses. Often you can also:</p><ul><li>Send invoices and quotations</li><li>Import direct debit batches</li><li>Generate reports</li><li>Submit VAT returns</li></ul>"}},{"componentType":"sectionTitle","title":"Why many sole traders choose ING Bookkeeping Link"},{"componentType":"paragraph","richBody":{"value":"<p>Not every sole trader has specialist bookkeeping knowledge. That’s why we make it easy for you. How? By linking your bookkeeping software to your ING business account via a Bookkeeping Link.</p>"},"textLinks":[{"text":"Check which bookkeeping programmes we support","url":"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link"}]},{"componentType":"paragraph","richBody":{"value":"<p>We have a direct bank link with 15 partners. This means you can easily link <a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link\">all recommended bookkeepingprogrammes</a> to your business account in My ING Business. You can then start <a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping\">Simple Bookkeeping</a> straight away.</p>"},"textLinks":[{"text":"Compare bookkeeping programmes for sole traders","url":"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link"}],"title":"Don’t have bookkeeping software yet?"},{"componentType":"sectionTitle","title":"Main bookkeeping functions with a Bookkeeping Link"},{"componentType":"paragraph","richBody":{"value":"<p>Have you linked your bookkeeping programme to your business ING account? Then you save time and possibly avoid mistakes. You also benefit, like many other sole traders, from the following bookkeeping functions:</p><ul><li>Your transactions are processed directly in your sole trader administration</li><li>All incoming payments are automatically matched with outstanding invoices</li><li>Your VAT return (sales tax) is submitted to the Tax Office with one click directly from your online bookkeeping (depending on the chosen software)</li><li>You can send payments and direct debit files with the Bookkeeping Link (also called: bank link) from your bookkeeping programme (depending on the chosen software)</li></ul>"}},{"componentType":"sectionTitle","title":"How do you set up a Bookkeeping Link?"},{"body":"A Bookkeeping Link between your business ING account and your bookkeeping programme is easy to set up as a sole trader:","componentType":"applicationProcess","steps":{"stepList":[{"title":"Open ‘Bookkeeping package link’ in My ING Business"},{"title":"Choose your bookkeeping package"},{"title":"Enter your details and follow the instructions"},{"title":"Confirm your link via your app or scanner"}]}},{"componentType":"cta","microCopy":"You can always change or remove your link","textLink":{"text":"Connect your Bookkeeping package","url":"https://mijnzakelijk.ing.nl/banking/content/business/products/payments-and-creditcards/connect-your-bookkeeping-software-package"}},{"componentType":"sectionTitle","title":"Frequently asked questions by other sole traders"},{"accordionList":[{"richBody":{"value":"<p>The cost of a bookkeeping programme varies from around ten pounds to several tens of pounds per month. This depends on the provider and what you want to be able to do with the bookkeeping software. Many sole traders have a not too complicated administration. In that case you can often start with a simpler (and therefore cheaper) package.</p><p>Good to know: many bookkeeping programmes offer a free trial period. This way you can try the bookkeeping software before you take out a subscription. <br />Do you want to save a lot of time on your administration as a sole trader? And do you choose a Bookkeeping Link between your business ING account and <a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link\">one of the bookkeeping programmes we support</a>? Then keep in mind the following monthly costs for the Bookkeeping Link (excluding VAT):</p><ul><li>€ 3,25 for 1 linked account</li><li>€ 5,25 for 2 to 4 linked accounts</li><li>€ 7,25 for 5 or more linked accounts</li></ul>"},"title":"How much does a bookkeeping programme for sole traders cost?"},{"richBody":{"value":"<p>Yes, the costs for a bookkeeping programme count as business expenses for you as a sole trader. This means your subscription costs for bookkeeping software are fully tax deductible.</p><p>Read more about deductible expenses on <a href=\"https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/zakelijk/winst/inkomstenbelasting/inkomstenbelasting_voor_ondernemers/zakelijke_kosten/\">Belastingdienst.nl</a></p>"},"title":"Is a bookkeeping programme for sole traders tax deductible?"},{"richBody":{"value":"<p>In principle yes. But which bookkeeping package suits your business depends entirely on your preferences. </p><p>Tip: <a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link\">Compare bookkeeping systems with a bank link</a> that many entrepreneurs in various sectors use. </p>"},"title":"Is a bookkeeping programme suitable for every sector?"},{"richBody":{"value":"<p>Almost <a href=\"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/accounting-software-link\">all bookkeeping programmes we recommend</a> have useful import functions. With these you can transfer your existing sole trader administration.</p>"},"title":"Can I transfer my existing administration?"},{"richBody":{"value":"<p>As a sole trader you are required to keep accounts. They give you insight into your income and expenses. It is the basis of your tax returns.</p><p>Your accounts as a sole trader include:</p><ul><li>Purchase invoices and receipts</li><li>Sales invoices for goods or services</li><li>Time records (for the <a href=\"https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/zakelijk/btw/hoe_werkt_de_btw/kleineondernemersregeling/kleineondernemersregeling\">Kleineondernemersregeling (KOR)</a></li><li>Tax returns</li><li>Important documents such as quotations, contracts, agreements and legal documents</li><li>Stock records (if applicable)</li><li>Payroll records (if applicable)</li></ul>"},"title":"Which records must you keep as a sole trader?"}],"componentType":"accordion"},{"componentStyle":"default","componentType":"linkList","iconTitle":{"title":"Also interesting for you"},"textLinks":[{"text":"Everything about bookkeeping","url":"/en/business/digital-banking/simple-bookkeeping"},{"text":"Learn to do your own bookkeeping","url":"https://www.ing.nl/en/business/digital-banking/simple-bookkeeping/learn-to-do-your-own-bookkeeping"},{"text":"Submit VAT return","url":"/zakelijk/administratie/btw-aangifte-zzp"},{"text":"Setup a Bookkeeping Link","url":"/en/business/digital-banking/simple-bookkeeping/bookkeeping-link"}]}]},"hasMacro":false,"id":"1b459588-3bbc-48e3-9eb4-1af9c353a7ad","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Simple Bookkeeping","url":"/en/business/digital-banking/simple-bookkeeping"}},"componentType":"productHeader","coreHeader":{"body":"Are you a sole trader? And do you keep your accounts with bookkeeping software? By setting up a Bookkeeping Link with your payment account, you save a lot of time and have immediate insight into your income and expenses. Check below how it works.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/27664c58b2855509/original/Large_Web-and-Screen-Young-woman-in-yellow-sweater-reclining-at-her-desk-flipped.jpg","transformBaseUrl":"https://assets.ing.com/transform/6b6e9c41-8ca9-4505-81cd-d58acbda0d66/Large_Web-and-Screen-Young-woman-in-yellow-sweater-reclining-at-her-desk-flipped","type":"image","width":1920},"subtitle":"Easily link to your business account","title":"Bookkeeping software for sole traders"},"cta":{"componentType":"cta","microCopy":"Secure and fast via My ING Business","textLink":{"text":"Connect directly","url":"https://mijnzakelijk.ing.nl/banking/bookkeepinglink?flow-step=step-introduction"}}},"publishDate":"2026-05-15T14:58:44.032+02:00"}}