The Yearly Statement provides a comprehensive overview of all your banking activities. It includes your current and savings accounts, investments, loans, credit cards and mortgages—all in one place. It is valuable for accounting, tax returns, and preparing the annual accounts. You can easily download your statement in My ING Business or the ING app, then print it for accounting and tax return purposes.
"}},{"componentType":"sectionTitle","title":"How will I receive my Yearly Statement?"},{"componentType":"paragraph","richBody":{"value":"You can download your Yearly Statement in the ING app:
Open the ING app
At the bottom right of the screen, select ‘Service’, then ‘Accounts’
Select ‘Yearly Statement’ (Jaaroverzicht) and follow the steps
Not using the ING app yet? Depending on your situation, the following applies:
I have My ING Business: Download the 2025 Yearly Statement in My ING.
I don’t have My ING Business: You’ll receive the 2025 Yearly Statement by post in February, no later than 1 March 2026
You also won’t receive a Yearly Statament if you don’t have My ING Business and your ING accounts payable turnover exceeded €10,000,000.
If you closed your account(s) last year you will still receive your Yearly Statement by post. Has it been longer? Please contact our ING customer service at 020 22 888 22.
"}}]},{"componentType":"sectionTitle","title":"I've added multiple organisations to My ING Business"},{"componentType":"paragraph","richBody":{"value":"If you’ve added multiple organisations to My ING Business, the Yearly Statement for the organisation linked to your My ING Business subscription will be sent digitally. For other organisations without a My ING Business subscription, the Yearly Statement will be sent by post in February.
"}},{"componentType":"sectionTitle","title":"Authorised users and legal representatives"},{"componentType":"paragraph","richBody":{"value":"Legal representatives can easily download annual business account summaries in the ING app or My ING Business. If you’ve forgotten your login codes, you can easily request them. Unfortunately, authorised users cannot download annual business account summaries.
"},"textLinks":[{"url":"/en/business/customer-service/manage-your-details/manage-your-legal-representative-or-endorsee","text":"Register or change authorised user or legal representative"}]},{"componentType":"sectionTitle","title":"Your information and tax returns"},{"componentType":"paragraph","richBody":{"value":"We share the following credit and debit amounts with the Dutch Tax Administration:
Balances of your current and savings accounts, credit cards and investments
Interest paid and received
Dividends and retained dividend tax
What needs to be declared in your tax return depends on your personal situation.
"}},{"componentType":"sectionTitle","title":"My details on the Yearly Statement are inaccurate"},{"componentType":"paragraph","richBody":{"value":"It may happen that your details in the Yearly Statement aren’t fully accurate. See how you can easily resolve this below.
"}},{"componentType":"accordion","accordionList":[{"title":"Organisation details","richBody":{"value":"If things like your company name or address are incorrect in your Yearly Statement, update your organisation details.
"}},{"title":"Balance in my Yearly Statement","richBody":{"value":"The spendable balance is shown in the Yearly Statement. This amount on the bill includes reservations and credit facilities. Your book balance (the amount on the bill excluding outstanding reservations) may differ.
Card transactions, cash withdrawals and internet banking transfers initiated on 31 December on or before 11:59 p.m. are included in the closing balance in the ING Yearly Statement. However, the transfer date of these payments might be listed as 2 January in your current account’s transaction overview. As a result, your book balance may differ from the balance in your annual business bank overview.
This applies to both withdrawals made at ING and other ATMs. Card payments and cash withdrawals abroad are included in the closing balance, even though they will have a later transfer date.
Curious about your balance on 31-12-2025 without reservations (book balance)? Check your direct debits in My ING Business:
Select ‘Download transactions’ (‘Af- en bijschrijvingen downloaden’)
In the account field, select the account you’d like to see the summary of
In the date field, set the date from ’31-12-2025’ to ’31-12-2025’
Select ‘PDF with book balance (date descending)’ (‘PDF met boeksaldo (datum aflopend)’) as the file format
Select ‘Download’
You’ll receive a PDF that includes the opening and closing balance. The closing balance is your book balance of 2025.
Please note: If there are any reservations, the balance on the account summary will differ from the balance on your 31-12-2025 account statement.
"}},{"title":"The person in the Yearly Statement has unfortunately passed away","richBody":{"value":"When a person passes, their friends and family are greatly affected. Our bereavement service desk (Servicedesk Nabestaanden) agents will take great care to help you handle their financial affairs.
"}}]},{"componentType":"sectionTitle","title":"What is the difference between A Yearly Statement and A Standard Bank Confirmation?"},{"componentType":"paragraph","richBody":{"value":"A Standard Bank Confirmation contains more detailed information about your accounts and transactions than an account summary.
A Standard Bank Confirmation can be requested any time during the year and includes current information for the requested reference date. A Yearly Statement contains information about your products for the period from 1 January to 31 December.
At your request, ING can send a Standard Bank Confirmation to your accountant as well. If you’d like to learn more, please read the information about the Standard Bank Confirmation.
"}},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"url":"/en/personal/digital-banking/my-ing/annual-statement","text":"View your Personal Yearly Statement (Particuliere Jaaroverzicht)"}]},{"componentType":"linkList","iconTitle":{"title":"Digitaal bankieren"},"textLinks":[{"url":"/zakelijk/digitaal-bankieren/app","text":"Mobiel bankieren"},{"url":"/zakelijk/digitaal-bankieren/mijn-ing","text":"Internetbankieren"},{"url":"/zakelijk/digitaal-bankieren/service","text":"Service"}]},{"componentType":"feature","featureName":"survey-starter?surveyName=2244f5f5-97be-4912-b1ff-50e5c20f4e7a&withCard=True"}]}}}