{"type":"document","data":{"id":"c9caa10a-09ba-432e-b6b1-232828fa7de0","localeString":"en-GB","publishDate":"2026-02-24T14:32:10.910+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Has the representative, endorsee or UBO of your company or organisation passed away? Check out the options."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"If a representative, endorsee or UBO has passed away, you often have a lot of work to handle the business banking affairs of the deceased. ING is happy to help you in this difficult time.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/195b8857-12c0-46cf-8a6d-e23ea0c4b4e8/Stylish-Woman-Typing-on-Smartphone","type":"image","width":6720,"altTextNL":"\"\"","original":"https://assets.ing.com/m/32b8b9bcad10fcca/original/Stylish-Woman-Typing-on-Smartphone.jpg","extension":"jpg"},"title":"Deceased representative, endorsee or Ultimate Beneficial Owner (UBO)","subtitle":"What's next?"},"backLink":{"textLink":{"url":"/en/business/customer-service/kyc","text":"Know Your Customer (KYC)"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>When a representative of an organization dies, many practical matters need to be arranged. The next of kin must report the death to the municipality. If necessary, the funeral director can do that for you. You will then receive the Certificate of Death from the municipality. Subsequently, the next of kin must also report the death to the banks where the deceased has a private bank account. If the deceased has a private account with ING and the death has not yet been reported, please first check the information on personal banking.</p>"}},{"componentType":"sectionTitle","title":"What should an organization do if a representative has passed away?"},{"componentType":"paragraph","richBody":{"value":"<p><strong>At the Chamber of Commerce</strong></p><p>If the deceased is also a representative (director) of an organisation (or company), the Chamber of Commerce must also be informed. The deceased must be deregistered from the Business Register as a representative of an organisation or company. Because every situation is different, you can contact the Dutch Chamber of Commerce next of kin desk.</p><p><strong>At ING</strong><br />The deceased representative can be deregistered by another representative. If necessary, a new representative can be registered immediately.</p><p><strong>Please note: </strong>Upon notification of the death of the sole representative of the Business Account, endorsees will automatically be deregistered from the Business Account as well. In that case, authorised persons will no longer be able to make payments and will no longer be able to log in to My ING Business. After a new representative is known to us, he or she can register authorized representatives again.</p>"},"textLinks":[{"url":"https://www.kvk.nl/runnen-en-groeien/nabestaandendesk-maatwerk-in-moeilijke-tijden/","text":"Next of kin desk Chamber of Commerce"},{"url":"/banking/authorizations","text":"Change your representation at ING"}]},{"componentType":"paragraph","richBody":{"value":"<ul><li>Who is allowed to handle the banking?</li><li>Terminating Business Account Without Signing Up a New Representative?</li><li>What do you need to pay attention to per legal form?</li><li>What do I need to provide? </li></ul>"}},{"componentType":"sectionTitle","title":"What should an organization do if an endorsee has died?"},{"componentType":"paragraph","richBody":{"value":"<p><strong>At ING </strong><br />The deceased endorsee can be deregistered by a representative. If necessary, a new endorsee can be registered immediately. </p>"},"textLinks":[{"url":"https://mijnzakelijk.ing.nl/banking/content/business/services/change-representative-or-endorsee-in-mingz","text":"Change your endorsee at ING"}]},{"componentType":"sectionTitle","title":"What should an organisation do if a UBO has passed away?"},{"componentType":"paragraph","richBody":{"value":"<p><strong>At the Chamber of Commerce (UBO register) </strong><br />Remember that the data at the Chamber of Commerce and the UBO register must also always be up-to-date. </p><p><strong>At ING </strong><br />If a UBO of your organisation has passed away, you do not have to take any action yourself at this time. In case an action from your organization is required, we will contact you about this.  </p>"},"textLinks":[{"url":"https://www.kvk.nl/ubo/opgave/#/organisatie-selecteren","text":"Changing UBO's at the Chamber of Commerce"},{"url":"/en/business/customer-service/kyc/who-is-authorized-to-sign-the-ubo-form","text":"More about UBOs"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><small class=\"footnote\">🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.</small></p>"}}]}}}