{"type":"document","data":{"id":"dd149d39-3d9f-4c50-81a1-f1aa9ff2911b","localeString":"en-GB","publishDate":"2026-03-13T11:52:21.301+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"As a bank, we can ask questions about your activities in the field of commercial real estate. We do this with the Client Profile Commercial Real Estate form (also known as the Real Estate Integrity Policy – ​​IBOG)."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"ING Bank may be required to document and evaluate your or your organization’s commercial real estate integrity policy. This is done through the 'Real Estate Code of Conduct and Integrity Questionnaire' (known in Dutch as ‘Integrity Policy Real Estate’ – IBOG).","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/8003aeb9-5d0a-4c60-aed7-89ab351c22b1/People-sitting-at-the-outdoor-tables-of-Hoxton-7-bar-in-Shoreditch-London-UK","type":"image","width":799,"original":"https://assets.ing.com/m/42e66ba3fafaeda4/original/People-sitting-at-the-outdoor-tables-of-Hoxton-7-bar-in-Shoreditch-London-UK.jpg","extension":"jpg"},"title":"Client profile commercial property"},"backLink":{"textLink":{"url":"/en/business/customer-service/kyc","text":"Know Your Customer (KYC)"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"What is commercial property?"},{"componentType":"paragraph","richBody":{"value":"<p>Commercial property is real estate activity where real estate is bought not for direct personal use, but as an investment. E.G., renting out apartments, shops or project development.</p>"}},{"componentType":"sectionTitle","title":"Which form do I need?"},{"componentType":"paragraph","richBody":{"value":"<p>In most cases, ING will ask you to fill in one of the below forms:</p><ul><li>Real Estate Code of Conduct and Integrity questionnaire – Business Clients / SME</li><li>Real Estate Code of Conduct and Integrity questionnaire for Private Individuals – Natural Persons (private individuals)</li></ul><p>Did you complete this form as part of an information request? Then please attach the completed and signed declaration to the request.</p>"}},{"componentType":"linkList","iconTitle":{"title":"Downloads"},"textLinks":[{"url":"https://assets.ing.com/m/478f8e7629d47596/original/Real-Estate-Code-of-Conduct-and-Integrity-questionnaire.pdf","text":"Real Estate Code of Conduct and Integrity questionnaire (PDF)"},{"url":"https://assets.ing.com/m/3873b0c156576e79/original/Real-Estate-Code-of-Conduct-and-Integrity-questionnaire-for-Private-Individuals.pdf","text":"Real Estate Code of Conduct and Integrity questionnaire for Private Individuals (PDF)"}]}]},"legalZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p><small class=\"footnote\">🛈 We offer the English information on ING.nl as an additional service. This information was translated from Dutch, and in case of any inconsistency, the original Dutch text shall prevail.</small></p>"}}]}}}