A fixed payment terminal is a payment device that you connect using a power and internet cable (not via Wi-Fi). This ensures a robust and fast connection. Fixed payment terminals are usually placed on shop counters or in hospitality venues on or near the bar.
"}},{"componentType":"accordion","accordionList":[{"title":"Fixed payment terminal: How your customers can pay","richBody":{"value":"A fixed payment terminal is suitable for:
The prices of a fixed payment terminal range from approximately €300 to well over €600. The more expensive models generally offer more features. Additionally, transaction speed tends to be somewhat faster.
Useful points to consider when comparing fixed payment terminals:
When should you choose a fixed payment terminal? 3 examples.
"},"icon":{"transformBaseUrl":"https://assets.ing.com/transform/5088d817-3e5e-4106-866e-bc520fbd75fc/Feedback-Thumbs_Up_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/7a2e6a3256ab6223/original/Feedback-Thumbs_Up_Outline.svg","extension":"svg"},"paragraphs":[{"componentType":"paragraph","richBody":{"value":"The only things you need for a fixed payment terminal are a payment contract and:
Every business in retail and hospitality is different, each with its own preferences regarding how you want your customers to pay. Interested in how other entrepreneurs made their choice? Here are a few examples.
Example 1: Fixed payment terminal
John has been the proud owner of a successful sandwich shop in the east of the country for 16 years. Especially at lunchtime on weekdays and on Saturdays, the shop attracts many customers. These customers order and pay directly at the counter. John uses two fixed payment terminals. This allows several people to pay at the same time, keeping up the pace during busy periods.
Example 2: Mobile payment terminal
Two years ago, Lisa and Daan started their own business: a food truck with which they travel to festivals, markets and corporate events. Because they work at different locations, they chose a mobile payment terminal. This allows customers to pay easily, without cables or complicated connections, wherever their truck is parked.
Example 3: Both mobile and fixed payment terminal
Together with her children, Amal runs a cosy restaurant with a terrace that quickly fills up in the summer. To enable guests to pay smoothly at the table, the waiting staff use mobile payment terminals. If a customer prefers to pay at the bar, Amal uses a fixed terminal for that. This way, she combines convenience with flexibility.
If you are unsure whether to choose a fixed or portable terminal, first read the frequently asked questions about mobile payment terminals.
"}}]}]},{"componentType":"sectionTitle","title":"Fixed payment terminal with payment contract"},{"componentType":"paragraph","richBody":{"value":"Did you know that you can easily purchase a fixed payment terminal via My ING business? You can also immediately arrange your contract for processing payment transactions there. This means everything is sorted in one go, allowing you to start accepting payments as soon as your terminal is delivered. How convenient!
"}},{"componentType":"paragraph","title":"The benefits of a fixed payment terminal via ING","richBody":{"value":"This is a common and logical question. After all, why pay more than necessary? However, with payment terminals, quality does come at a price. As a business owner, you want to be able to rely on a well-functioning device.
If you purchase your fixed payment terminal via ING, you can choose from competitively priced models from our experienced and professional partners CCV, Buckaroo and Worldline. Plus, you can regularly benefit from attractive discounts on payment terminals.
Important: If you decide to buy a cheap fixed payment terminal elsewhere, pay close attention to the cost per transaction. These can be much higher than if you buy the lowest-priced terminal through us.
"}}]},{"componentType":"sectionTitle","title":"Costs of a fixed payment terminal"},{"componentType":"paragraph","richBody":{"value":"The cost of the terminal itself depends on:
Good to know: every payment terminal also comes with a suitable service subscription, for which you pay a fixed monthly fee.
"},"textLinks":[{"url":"/en/business/accepting-payments/payment-terminals/payment-terminal-via-partners","text":"Compare all costs of fixed payment terminals"}]},{"componentType":"accordion","accordionList":[{"title":"Payment contract: Service and transaction fees","richBody":{"value":"If you order a fixed payment terminal from us, you will also apply for a payment contract at the same time. Your terminal is directly linked to your ING business account, so you can start receiving payments immediately and are always guaranteed fast payouts. The money from card payments will be in your account the next day, even at weekends.
These are the rates:
"}}]},{"componentType":"sectionTitle","title":"Buying a fixed payment terminal: Fast, reliable and secure"},{"componentType":"paragraph","richBody":{"value":"
Check out the payment terminals from our experienced and professional partners CCV, Buckaroo and Worldline. You can choose from a wide selection of mobile payment terminals or fixed payment terminals.