Your debitcard turnover will be credited to your business account the next day, including weekends. The turnover from credit card payments will be credited to your business account weekly.
"}},{"componentType":"sectionTitle","title":"Payment terminal directy linked to your ING Business account"},{"componentType":"paragraph","richBody":{"value":"Do you want to buy a payment terminal via us? You can arrange it in a few minutes:
A payment terminal via ING is delivered plug & play. This means that we, together with the provider of your terminal(s), ensure that each device is linked to your ING Business account and properly configured.
Received a package with one or more terminals? Then you only need to:
You can start right away. Payments from your customers are processed immediately.
"}},{"title":"Debit card payments: the next day in your account","richBody":{"value":"If you purchase a payment terminal through ING, you are assured of a quick payout of debit card transactions. The card turnover will be credited to your business account the next day, including weekends.
"}},{"title":"How secure are the payments?","richBody":{"value":"All payment terminals must comply with global certifications that ensure secure payments. The payment terminals offered by ING in collaboration with partners always have the most up-to-date certification.
So, no worries, a debit card payment is always secure.
"}}]},{"componentType":"sectionTitle","title":"Tip 1: Choose a payment terminal that suits you"},{"componentType":"paragraph","richBody":{"value":"Your payment terminal is an indispensable link in your payment traffic. Therefore, choose a payment terminal that suits you.
"},"alignedImage":{"position":"bottom"}},{"componentType":"accordion","accordionList":[{"title":"What to check when choosing a payment terminal","richBody":{"value":"The purchase price and transaction costs and service costs are important, but also check if the specifications and terms of use meet your needs and requirements. Consider the following:
Refund via card: Does your customer return an item? With refunds, you can return the purchase amount to the customer's account via your terminal.
There are different types of terminals: fixed and mobile payment terminals. Each has its own advantages and disadvantages. Decide for yourself what is most important to you.
"}},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Fixed payment terminal","image":{"transformBaseUrl":"https://assets.ing.com/transform/005e26cb-86e9-4edc-876b-a8467cfcaeb4/Vast-pinapparaat","type":"image","width":683,"original":"https://assets.ing.com/m/6cf6281630b4357e/original/Vast-pinapparaat.png","extension":"png"},"link":{"url":"/en/business/accepting-payments/payment-terminals/fixed-payment-terminal"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Mobile payment terminal","image":{"transformBaseUrl":"https://assets.ing.com/transform/647aeefa-0069-4788-9a39-43f313904dde/Mobiel-pinapparaat","type":"image","width":236,"original":"https://assets.ing.com/m/3127072a9656d99a/original/Mobiel-pinapparaat.PNG","extension":"png"},"link":{"url":"/en/business/accepting-payments/payment-terminals/mobile-payment-terminal"}}]},{"componentType":"sectionTitle","title":"Tip 3: Overview of the costs of a payment terminal"},{"componentType":"paragraph","richBody":{"value":"At ING, you purchase a payment terminal through one of the professional partners CCV, Buckaroo en Worldline with a pin contract from ING. You buy the terminal once and your contract is billed monthly. The pin contract ensures that your debit and credit card transactions are processed and paid out to your business account.
"}},{"componentType":"accordion","accordionList":[{"title":"Costs: no surprises at ING","richBody":{"value":"Through us, you can choose from various payment terminals from reliable partners such as CCV, Buckaroo en Worldline. Additionally you pay:
You have 2 options:
When choosing between a mobile payment terminal and a fixed payment terminal, 2 things are important:
1. How you use the terminal
Are you at markets or fairs, visiting customers, or do you have a terrace where you want to settle payments with your customers? Then you choose a mobile payment terminal. A fixed terminal stays in one place, such as a counter, where you connect the payment terminal with a power and internet cable.
2. How good your internet connection is
With a fixed terminal, you have a stable connection because you connect it to the internet via a fixed line. With a mobile terminal, you can choose between Wi-Fi and/or GPRS/SIM. Check your network coverage with GPRS. On this coverage map (Dutch), you can see which mobile providers have good coverage in your region.
The cheapest payment terminal you can buy through ING is the Buck Mini 4G. There are cheaper card terminals available, but pay close attention to the transaction costs. These can be significantly higher than when you purchase a low-cost card terminal through us. Moreover, you know that we only offer models from reliable partners.
"}},{"title":"Is debit card payment more expensive for me as an entrepreneur than cash?","richBody":{"value":"No, debit card payment is cheaper.
"},"textLinks":[{"url":"https://www.kvk.nl/geldzaken/pinnen-of-cash-betaaltrends-aan-de-kassa/","text":"Read the article 'Pinnen of cash? Betaaltrends aan de kassa' (Dutch) on KvK.nl"}]},{"title":"Which payment terminal is the best?","richBody":{"value":"That entirely depends on your situation. What do you use the payment terminal for? Each type of terminal suits a different situation: