{"type":"document","data":{"id":"a3670543-5637-4326-b0eb-e739da8b911f","localeString":"en-GB","publishDate":"2026-02-16T16:04:15.034+01:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Send a Payment Request from your backoffice system. Prevent errors, get paid quickly, and easily requested. Arrange it now via ING."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"No manual actions","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"Receive amounts up to €5.000 immediately","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"Insights into the status of your request","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}}],"cta":{"componentType":"cta","textLink":{"url":"https://developer.ing.com/openbanking/","text":"Request Payment request API"}},"coreHeader":{"headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/5ff6cf70-06ac-468b-97bc-cdfe43631e16/franchising-1920","type":"image","width":1920,"original":"https://assets.ing.com/m/22945f07da4879c6/original/franchising-1920.jpg","extension":"jpg"},"title":"Payment Request via API","subtitle":"Would you like to share a payment request link or QR-code on your invoice? Then use the Payment Request API. Connect the API to your backoffice system and add easily a payment request."},"backLink":{"textLink":{"url":"/en/business/accepting-payments/payment-requests","text":"Payment requests"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Why use Payment Request via API?"},{"componentType":"paragraph","richBody":{"value":"<p>To send a Payment Request via API, you need the Payment Request API. This is an easy and secure way to let your customers pay quickly. You can create an API request for amounts up to €5.000. This is convenient and advantageous because:</p><ul><li>You no longer need manual actions. Everything is set up directly via the backoffice system. The details of your Payment Request are aligned with your invoice. This reduces the risk of errors in payment details for you and the customer.</li><li>You receive your money immediately and it is directly visible in your business account.</li><li>Payment Requests are paid three times faster than traditional (or paper) invoices.</li><li>You have real-time insight into the status of your Payment Requests. Via the API call you can see the status of your Payment Requests (paid, unpaid, expired).</li></ul>"}},{"componentType":"sectionTitle","title":"How does the Payment request API work?"},{"componentType":"paragraph","richBody":{"value":"<p>When you integrate the Payment request API into your own backoffice system, you can easily generate Payment Requests. The API creates a Payment Request link without manual work. You also have realtime insight into payments and outstanding requests.</p><p>A Payment Request via the Payment Request API is created in 3 simple steps:</p><p>1. Generate a Payment Request link via the API call<br />2. Convert your Payment Request into an email, invoice, WhatsApp or SMS<br />3. Send the link to the recipient so they can pay</p>"}},{"componentType":"highlight","title":"Information for the developer","richBody":{"value":"<p>Visit the ING Developer Portal for all technical details.</p>"},"textLinks":[{"url":"https://developer.ing.com/openbanking/products/01199464-4247-4770-8ab8-c3371052e9e5/versions/47947447-1fe6-412a-b40b-3fea61222f76/overview","text":"Technical details of the Payment request API"}]},{"componentType":"sectionTitle","title":"How to request a Payment request API?"},{"componentType":"paragraph","richBody":{"value":"<p>To request the Payment Request API for creating Payment Requests via API, you need a <a data-type=\"unknown\">business account</a> and an <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ideal/ideal\">iDEAL Advanced contract</a>.</p><p>Once arranged, you can request the API in just 3 steps:</p><ol></ol>"}},{"componentType":"applicationProcess","steps":{"stepList":[{"title":"Create an account in the ING Developer Portal","textLink":{"url":"https://developer.ing.com/openbanking/","text":"To the ING Developer Portal"}},{"title":"Subscribe to the Payment Request API","textLink":{"url":"https://developer.ing.com/openbanking/products/01199464-4247-4770-8ab8-c3371052e9e5/versions/47947447-1fe6-412a-b40b-3fea61222f76/overview","text":"More about the Payment Request API"}},{"title":"Create an app and test your account in Sandbox"},{"title":"Ready to use! Create your first Payment Request."}]}},{"componentType":"cta","textLink":{"url":"https://developer.ing.com/openbanking/","text":"Request Payment Request API"}},{"componentType":"sectionTitle","title":"What does a Payment Request via API cost?"},{"componentType":"paragraph","richBody":{"value":"<p>Using the Payment service request API and creating a Payment Request via the API is free. However, you pay for each transaction credited to your business account via a Payment Request. You can find the costs for receiving Business Payment Requests in the <a href=\"https://www.ing.nl/zakelijk/betalen/tarieven/basis-betaalproducten/index.html\">tariff brochure</a>.</p>"}},{"componentType":"sectionTitle","title":"Terms and Conditions of Payment Request API"},{"componentType":"paragraph","richBody":{"value":"<p>When you make a request for the first time, you automatically agree to the terms and conditions of business Payment Request. You can read what the terms and conditions entail below.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/1aebfcc30a55f64d/original/voorwaarden_betaalverzoek_Zakelijk.pdf","text":"Terms and conditions of business Payment Request"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about Payment Request via API"},{"componentType":"accordion","accordionList":[{"title":"How can I request the Payment Request API?","richBody":{"value":"<p>The Payment Request API can be requested via the <a data-type=\"external\" href=\"https://developer.ing.com/openbanking/\">ING Developer Portal</a>.</p>"}},{"title":"What is the maximum amount for a Payment Request via API?","richBody":{"value":"<p>A payment Request has a limit of €5.000. Do you want to ask for a higher amount? Then divide the amount over multiple Payment Requests.</p>"}},{"title":"Can I share my Payment Request multiple times?","richBody":{"value":"<p>Yes, you can share a Payment Request multiple times. Your Payment Request remains valid for 35 days. You can also share your request again at a later time within these 35 days.</p><p>Note: A Payment Request has a total limit of €5.000. Create a new payment Request once this amount is reached.</p>"}}]},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"},"title":"Also interesting for you"},"textLinks":[{"url":"/en/business/accepting-payments/payment-requests","text":"Everything about Payment Request business"},{"url":"/en/business/accepting-payments/payment-requests/payment-request-qr-code","text":"Payment Request via QR code"}]}]}}}