{"type":"document","data":{"id":"85f6036b-d565-4666-985b-1a828c47a0fd","localeString":"en-GB","publishDate":"2025-08-20T08:51:15.775+02:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.overboeking.eur.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.overboeking.eur.EN"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Give your customers the option of paying by SEPA credit transfer via ING Checkout. Easily requested and quickly linked via ING. Read on quickly for more information."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"title":"SEPA credit transfer via ING Checkout"},"backLink":{"textLink":{"url":"/en/business/accepting-payments","text":"Accepting payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Receive SEPA credit transfers via ING Checkout"},{"componentType":"paragraph","richBody":{"value":"<p>SEPA credit transfers are the result of a collaboration between the European Union and European banks and make bank transfers in Europe easier. Do you want to offer SEPA credit transfer in your online store? It&apos;s easy with ING Checkout. Requested in just a few minutes and linked via a plug-in.</p><p>Why SEPA credit transfer?</p><ul class=\"check-mark\"><li>Receive payments from 34 European countries</li><li>Trusted via the customer&apos;s own banking environment</li><li>Refund with one click of a button</li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/28d91045-a092-431e-b4c8-657d42af621a/SEPA-Overboeking-Checkout","altTextEN":"Logo: SEPA credit transfer checkout","altTextNL":"Logo: SEPA overboeking checkout","original":"https://assets.ing.com/m/3aab23055cfc5ec9/original/SEPA-Overboeking-Checkout.svg","extension":"svg"}},{"componentType":"cta","textLink":{"url":"/en/business/accepting-payments/ing-checkout","text":"Request ING Checkout"}},{"componentType":"sectionTitle","title":"Specifications of SEPA credit transfers via ING Checkout"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th>Feature</th><th>Specification</th></tr></thead><tbody><tr><td>Payment method</td><td>Bank transfer</td></tr><tr><td>Available in</td><td>All European countries and Norway, Iceland, Liechtenstein, Switzerland and Monaco</td></tr><tr><td>Available languages</td><td>Dutch, English, German, French, Italian and Spanish</td></tr><tr><td>Currency</td><td>Euro</td></tr><tr><td>Transaction fee ING Checkout Basic</td><td>%{prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.overboeking.eur.EN}%</td></tr><tr><td>Transaction fee ING Checkout Advanced                   </td><td>%{prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.overboeking.eur.EN}%</td></tr><tr><td>Transaction limit</td><td>Unlimited</td></tr><tr><td>Payment</td><td>Guaranteed, chargeback not possible</td></tr><tr><td>Payout speed</td><td>Between 1 and 7 days</td></tr><tr><td>Refunds</td><td>Multiple refunds per transaction possible</td></tr></tbody></table><p><a href=\"https://docs.pay.nl/paymentoptions#banktransfer\">More information about SEPA credit transfers, requesting and connecting</a></p>"}},{"componentType":"sectionTitle","title":"Advantages of SEPA credit transfers"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"SEPA credit transfers allow your customers to make online transfers safely and securely through their own banking environment","title":"Safe and reliable"},{"body":"Online Payments are possible from EU supplemented by Norway, Iceland, Liechtenstein, Switzerland and Monaco.","title":"Coverage European countries"},{"body":"Added to your online store with a ready-made plug-in in no time. After installation, it can be added at the touch of a button.","title":"Added quickly"},{"body":"SEPA credit transfer is not only suitable for customer payments, but can also be used for Business to Business.","title":"Business and private customers"}]},{"componentType":"sectionTitle","title":"Why SEPA credit transfer via ING Checkout?"},{"componentType":"paragraph","richBody":{"value":"<p>Easily offer SEPA credit transfer as an online payment method on your website via ING Checkout. When you choose to offer SEPA credit transfer via ING Checkout, you choose expertise. Simple and arranged quickly.</p><p>Experience the convenience of:</p><ul><li>All your payments with 1 party </li><li>More than 30 online payment methods</li><li>Easy to link with ready-made plug-ins</li><li>Insight always and everywhere through your own dashboard</li><li>Daily payments into your business account</li><li>Requested as an ING customer in 15 minutes</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/9eca0f4b-16fd-45fc-85ef-19c68a95034a/ING-Checkout","original":"https://assets.ing.com/m/6aaf25b2756aa2b6/original/ING-Checkout.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/business/accepting-payments/ing-checkout","text":"Start with ING Checkout"}},{"componentType":"sectionTitle","title":"Other interesting online payment methods"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Klarna","intro":"Quick and easy buy now pay later solution","image":{"transformBaseUrl":"https://assets.ing.com/transform/7d85339b-ca7b-4fe9-a273-ece379c458af/Klarna-Checkout","type":"image","width":100,"altTextEN":"Logo: Klarna checkout","altTextNL":"Logo: Klarna checkout","original":"https://assets.ing.com/m/170b887196ef96b6/original/Klarna-Checkout.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/klarna"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"PayPal","intro":"Large coverage and used worldwide","image":{"transformBaseUrl":"https://assets.ing.com/transform/db71de34-6f94-49ec-8b26-f016b845312e/PayPal-Checkout","type":"image","width":100,"altTextEN":"Logo: PayPal checkout","altTextNL":"Logo: PayPal checkout","original":"https://assets.ing.com/m/3d9141ba64f58e8f/original/PayPal-Checkout.png","extension":"png"},"link":{"url":"/en/business/accepting-payments/ing-checkout/paypal"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bancontact","intro":"The most used payment method in Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/4b325874-0d47-4e7b-9c73-c4d6474e39a9/Bancontact-Checkout","type":"image","width":100,"altTextEN":"Logo: Bancontact checkout","altTextNL":"Logo: Bancontact checkout","original":"https://assets.ing.com/m/34992dbe238930e2/original/Bancontact-Checkout.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/bancontact"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Gift card","intro":"Choose from 50 different gift cards","image":{"transformBaseUrl":"https://assets.ing.com/transform/8b2e75e1-6e90-4d7b-aa07-428d1d479dfd/Celebration-Present_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2d8d467f17fea28d/original/Celebration-Present_Outline.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/gift-cards"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/online-payment-methods","text":"All online payment methods"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about SEPA credit transfer via ING Checkout"},{"componentType":"accordion","accordionList":[{"title":"What is SEPA credit transfer?","richBody":{"value":"<p>SEPA credit transfer is a collaboration between the European Union and European banks, making bank transfers in Europe easier. With SEPA credit transfer, your customer pays via bank transfer. When the customer makes the payment with the correct payment reference, the status is automatically updated, and you are notified. Processing takes on average 1-3 business days.</p>"}},{"title":"How does SEPA credit transfer work?","richBody":{"value":"<p>When your customer chooses SEPA credit transfer, the payment is made by bank transfer. After completing the order in your online store, the customer receives an automatic email with the information, including the payment reference, to make the payment. When the customer has made the payment with the correct payment reference, the status is automatically updated, and you are notified. Processing takes an average of 1-3 business days.</p>"}},{"title":"How can I connect SEPA credit transfer to my online store?","richBody":{"value":"<p>Creating an online store with SEPA credit transfer is easy with ING Checkout. Start by creating an online store. Once you have a website, request ING Checkout and link it via a plug-in. SEPA credit transfer is already included in your account.</p>"}},{"title":"What are the transaction fees for SEPA credit transfer?","richBody":{"value":"<p>SEPA credit transfer transaction fees in the ING Checkout Basic package are %{prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.overboeking.eur.EN}% per transaction. In the ING Checkout Advanced package they are %{prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.overboeking.eur.EN}%.</p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout","text":"All payment methods and ING Checkout rates"}]},{"title":"In what countries is SEPA credit transfer used?","richBody":{"value":"<p>SEPA credit transfer payments are used in all EU countries as well as Norway, Iceland, Liechtenstein, Switzerland, and Monaco.</p>"}},{"title":"Why should I request SEPA credit transfer via ING Checkout?","richBody":{"value":"<p>Choose to apply for SEPA credit transfer via ING Checkout and experience the convenience of all your banking under one roof. As an ING customer, SEPA credit transfer can be requested in just 15 minutes. In addition, you will benefit from:</p><ul><li>More than 30 online payment methods</li><li>Easy to connect with ready-made plug-ins</li><li>Insight always and everywhere through your own dashboard</li><li>Daily payments to your business account</li></ul>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout","text":"More information about ING Checkout"}]}]}]}}}