Payconiq makes payments in shops, webshops and even at events possible. One payment solution with a wide range of options.
Do you want to offer Payconiq in your webshop? You can easily do this with ING Checkout. Apply in just a few minutes and connect quickly via a plug-in.
Why Payconiq?
| Property | Specification |
|---|---|
| Payment method | Wallet payments |
| Available in | Netherlands, Belgium and Luxembourg |
| Available languages | Dutch and English |
| Currency | Euro |
| Transaction costs ING Checkout Basic | %{prijs.zbt:betalenbinnensepa.checkoutbasic.payconiq.eur}% |
| Transaction costs ING Checkout Advanced | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.payconiq.eur}% |
| Transaction limit | Depends on the bank |
| Payment | Guaranteed |
| Payout speed | After 7 days |
| Refunds | Multiple refunds per transaction possible up to 100% of the order amount + €30 |
More information about Payconiq, the application and integration
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Experience the convenience of:
Payconiq is a joint initiative of ING, SNS, Rabobank, RegioBank, ASN Bank, Belfius, KBC and BNP Paribas, and was founded in 2015. It is a mobile payment solution that enables payments in both online webshops and physical stores. The payment is made via an app on the customer’s smartphone, which is linked to their bank account.
"}},{"title":"How does Payconiq work?","richBody":{"value":"Payconiq is a mobile payment app that allows customers to pay both online and offline. To use Payconiq, the customer downloads the Payconiq app and links their bank account. Paying via Payconiq is then fast and user-friendly. The customer scans a QR-code with their smartphone and confirms the payment in the Payconiq app using a four-digit PIN, fingerprint scan or Face ID. The payment is then completed and the order is final.
"}},{"title":"How can I create a webshop with Payconiq?","richBody":{"value":"Creating a webshop with Payconiq is easy with ING Checkout. Start by creating a webshop. Once your website is live, apply for ING Checkout and connect it via a plug-in. Then activate Payconiq in the Admin Panel. There is no need to create an additional account or sign a separate agreement with Payconiq. Easy does it. After connecting and completing the first successful test transaction, you can start accepting Payconiq payments.
"}},{"title":"What are the transaction costs of Payconiq?","richBody":{"value":"The costs of Payconiq vary per package. With ING Checkout Basic, the transaction costs are %{prijs.zbt:betalenbinnensepa.checkoutbasic.payconiq.eur}%. In the Advanced package, Payconiq costs %{prijs.zbt:betalenbinnensepa.checkoutadvanced.payconiq.eur}% per transaction.
"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout","text":"View all payment methods and rates of ING Checkout"}]},{"title":"In which countries is Payconiq used?","richBody":{"value":"Payconiq is used in the Netherlands, Belgium and Luxembourg.
"}},{"title":"Why should I apply for Payconiq via ING Checkout?","richBody":{"value":"Choose to apply for Payconiq via ING Checkout and experience the convenience of all your banking in one place. As an ING customer, Payconiq can be applied for in just 15 minutes.
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