{"type":"document","data":{"id":"f97160ad-f1a8-46b2-9a3d-f555757de72f","localeString":"en-GB","publishDate":"2026-04-09T16:13:43.090+02:00","contentType":"onecms:productPage","hasMacro":false,"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Do you want to know more about online payment methods? What are they, what are their advantages and disadvantages? Read on and find the right payment methods for your online store with ING."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"body":"Do you want your customers to be able to pay for your products quickly and easily? There are many different payment methods you can offer in your online store. But which one should you choose? We briefly explain the most important ones and give you an essential tip if you don’t want any hassle.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/94f1618a-5ae9-4459-adb0-67631d809ce0/SMILING-YOUNG-WOMAN-USING-MOBILE-PHONE-IN-RESTAURANT","type":"image","width":5700,"original":"https://assets.ing.com/m/6e085665c32676cb/original/SMILING-YOUNG-WOMAN-USING-MOBILE-PHONE-IN-RESTAURANT.jpg","extension":"jpg"},"title":"Online payments: payment methods for your online store","subtitle":"What online payment methods are there?"},"backLink":{"textLink":{"url":"/en/business/accepting-payments","text":"Receive online payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"iDEAL"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/ideal\">iDEAL</a>  is the most widely used online payment method in the Netherlands. Your customers pay via their familiar mobile banking app or internet banking environment. The transfer is irrevocable. As an online store owner, you get the amount transferred immediately.</p><ul><li>Especially suitable if you sell your products within the Netherlands (i.e., customers with a Dutch bank account)</li><li>The costs of an iDEAL transaction are relatively low</li></ul>"}},{"componentType":"sectionTitle","title":"PayPal"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/paypal\">PayPal</a> works as a kind of intermediary between you and your customer. Both of you can benefit from certain guarantees. Your customers will need a PayPal account. They can pay via a bank account, credit card, or a PayPal account with a balance.</p><ul><li>Suitable if you sell within Europe and/or worldwide</li><li>The cost of a PayPal transaction, like an iDEAL transaction, is relatively low. It consists of a percentage commission and a fixed amount per transaction</li></ul>"}},{"componentType":"sectionTitle","title":"Buy Now Pay Later"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/klarna\">Klarna</a> and <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/riverty\">Riverty</a> (formerly AfterPay) are examples of payment methods where your customers do not have to pay immediately but can pay later. Or rather, a payment can be delayed up to a certain number of days after the purchase. As an online store owner, you get paid immediately.</p><ul><li>Suitable if you sell within many European countries and, for example, the USA</li><li>The cost is relatively higher than iDEAL and PayPal</li></ul>"}},{"componentType":"sectionTitle","title":"Direct Debit Payment"},{"componentType":"paragraph","richBody":{"value":"<p><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/incasso\">For </a><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/incasso\">one-time direct debit payment</a>, you are required to request a digital direct debit authorization. This must include the amount and the date of collection. Keep in mind that your customers can have the money (wrongly) reversed through their bank.</p><ul><li>Especially suitable if you sell a lot in <a data-type=\"internal\" href=\"/en/personal/payments/payments-abroad/countries-eurozone-european-economic-area-and-sepa\">SEPA countries</a></li><li>The costs of a direct debit are relatively low</li></ul>"}},{"componentType":"sectionTitle","title":"Other online payment methods"},{"componentType":"paragraph","richBody":{"value":"<p>In addition to the payment methods mentioned above, there are many other options. Consider:</p><ul></ul><ul><li>The familiar and trusted: <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/mastercard\">Mastercard</a>, <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/visa\">Visa</a> and <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/american-express\">American Express</a></li><li>Via smartphone with <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/apple-pay\">Apple Pay</a> and <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/google-pay\">Google Pay</a></li><li>Alipay and <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/wechat-pay\">WeChat Pay</a>: payment methods with billions of users, predominantly in Asia</li></ul><p>Or perhaps these look familiar as well:</p><ul><li><a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/ing-checkout/bancontact\">Bancontact</a></li><li>Payconiq</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/e47eaeae-a0e1-4485-9e8d-413db9a206ac/Cards","altTextNL":"Zichtrekeningen en kaarten","original":"https://assets.ing.com/m/4655af78c866208a/original/Cards.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Tip: Save time and hassle, be ready in an instant"},{"componentType":"paragraph","richBody":{"value":"<p>Want the freedom to choose from more than 30 different payment methods without separate contracts and implementations in your online store? Then consider <a data-type=\"internal\" href=\"/en/business/accepting-payments/ing-checkout\">ING Checkout</a>. It is the easy-to-use solution for receiving your online payments.</p><p>Ideal if you prefer to leave your <a data-type=\"internal\" href=\"/en/business/accepting-payments/ing-checkout/payment-service-provider\">payment system</a> to one of the largest specialists in the Netherlands.</p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout","text":"Check all your benefits with ING Checkout"}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"video":{"type":"video","originalUrl":"https://assets.ing.com/m/3185fd3cf0a171b2/original/ING-Checkout-Promovideo-Website.mp4","videoPreviewURLs":["https://ing-public.bynder.com/asset/57453676-2690-4811-8483-b95dd7389146/480p/ING-Checkout-Promovideo-Website.mp4","https://ing-public.bynder.com/asset/57453676-2690-4811-8483-b95dd7389146/720p/ING-Checkout-Promovideo-Website.mp4","https://ing-public.bynder.com/asset/57453676-2690-4811-8483-b95dd7389146/1080p/ING-Checkout-Promovideo-Website.mp4","https://ing-public.bynder.com/asset/57453676-2690-4811-8483-b95dd7389146/mp4/ING-Checkout-Promovideo-Website.mp4"],"thumbnails":{"mini":"https://assets.ing.com/m/3185fd3cf0a171b2/mini-ING-Checkout-Promovideo-Website.jpg","webimage":"https://assets.ing.com/m/3185fd3cf0a171b2/webimage-ING-Checkout-Promovideo-Website.jpg","thul":"https://assets.ing.com/m/3185fd3cf0a171b2/thul-ING-Checkout-Promovideo-Website.jpg"},"extension":["mp4"]}},{"componentType":"sectionTitle","title":"Overview of online payment methods"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"iDEAL","intro":"The most widely used payment method in the Netherlands","image":{"transformBaseUrl":"https://assets.ing.com/transform/03563ae5-4826-45e6-b7a3-375cb959df96/iDEAL-Checkout","type":"image","width":100,"altTextEN":"Logo: iDEAL checkout","altTextNL":"Logo: iDEAL checkout","original":"https://assets.ing.com/m/13bef06ff52cc159/original/iDEAL-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/ideal"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"PayPal","intro":"Used by 170 million customers worldwide","image":{"transformBaseUrl":"https://assets.ing.com/transform/db71de34-6f94-49ec-8b26-f016b845312e/PayPal-Checkout","type":"image","width":100,"altTextEN":"Logo: PayPal checkout","altTextNL":"Logo: PayPal checkout","original":"https://assets.ing.com/m/3d9141ba64f58e8f/original/PayPal-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/paypal"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Klarna","intro":"Quick and easy Buy Now Pay Later solution","image":{"transformBaseUrl":"https://assets.ing.com/transform/ed694b58-0b72-4b1d-8183-bbfe309f8b9d/Klarna-Checkout","type":"image","width":100,"altTextEN":"Logo: Klarna checkout","altTextNL":"Logo: Klarna checkout","original":"https://assets.ing.com/m/7ab574fffd7cd1de/original/Klarna-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/klarna"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"SEPA Credit Transfer","intro":"Payment by bank transfer","image":{"transformBaseUrl":"https://assets.ing.com/transform/0e847f73-8b50-4f48-a4e6-8d8a6f5ad5bb/Overboeking-Checkout","type":"image","width":100,"altTextEN":"Logo: SEPA credit transfer checkout","altTextNL":"Logo: SEPA overboeking checkout","original":"https://assets.ing.com/m/540d2792cf92855d/original/Overboeking-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/sepa-overboeking"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"SEPA Direct Debit","intro":"Fast, easy, and cost-effective for both ongoing and one-time use","image":{"transformBaseUrl":"https://assets.ing.com/transform/51fb3214-e52b-4d6a-92e0-7937ffeef5f5/Incasso-Checkout","type":"image","width":100,"altTextEN":"Logo: SEPA direct debit checkout","altTextNL":"Logo: SEPA incasso checkout","original":"https://assets.ing.com/m/f94bd6739585be2/original/Incasso-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/sepa-incasso"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Mastercard","intro":"Mastercard acceptance gives you access to a global audience","image":{"transformBaseUrl":"https://assets.ing.com/transform/47dfcede-eb91-44fb-bccb-4279f0ccc945/Mastercard-Checkout","type":"image","width":100,"altTextEN":"Logo: Mastercard checkout","altTextNL":"Logo: Mastercard checkout","original":"https://assets.ing.com/m/298045203de11be7/original/Mastercard-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/mastercard"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Visa","intro":"Access to a global audience with Visa acceptance","image":{"transformBaseUrl":"https://assets.ing.com/transform/74c8b7c4-ebdd-4710-8821-1827eefdac1c/Visa-Checkout","type":"image","width":100,"altTextEN":"Logo: VISA checkout","altTextNL":"Logo: VISA checkout","original":"https://assets.ing.com/m/5e8e837bc4f56fde/original/Visa-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/visa"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"American Express","intro":"One of the largest credit card companies","image":{"transformBaseUrl":"https://assets.ing.com/transform/a2bd8d04-6f70-4c7a-94f2-595e5257a88c/Amex-Checkout","type":"image","width":100,"altTextEN":"Logo: AMEX checkout","altTextNL":"Logo: AMEX checkout","original":"https://assets.ing.com/m/4b1970a4a1bb1dc8/original/Amex-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/american-express"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Apple Pay","intro":"Accept payments via Apple devices","image":{"transformBaseUrl":"https://assets.ing.com/transform/46444a4c-a93e-485f-869b-e5556aea6264/Apple-Pay-Checkout","type":"image","width":100,"altTextEN":"Logo: Apple Pay checkout","altTextNL":"Logo: Apple Pay checkout","original":"https://assets.ing.com/m/340ac05c259f34a2/original/Apple-Pay-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/apple-pay"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Google Pay","intro":"Accept payments via Android devices","image":{"transformBaseUrl":"https://assets.ing.com/transform/27cea329-82a2-4f08-bbac-dd9dcda14525/Google-pay-Checkout","type":"image","width":100,"altTextEN":"Logo: Google Pay checkout","altTextNL":"Logo: Google Pay checkout","original":"https://assets.ing.com/m/595b59ebb3f9938e/original/Google-pay-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/google-pay"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bancontact","intro":"The iDEAL of Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/6aa3a915-f994-457e-8923-d093dad309b6/Bancontact-Checkout","type":"image","width":100,"altTextEN":"Logo: Bancontact checkout","altTextNL":"Logo: Bancontact checkout","original":"https://assets.ing.com/m/683b011f3821e3fd/original/Bancontact-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/bancontact"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"iDEAL In3","intro":"Let customers pay in 3 installments over time","image":{"transformBaseUrl":"https://assets.ing.com/transform/79da26e8-dc98-4246-9837-0e4c16755467/In3-Checkout","type":"image","width":100,"altTextEN":"Logo: iDEAL in3 checkout","altTextNL":"Logo: iDEAL in3 checkout","original":"https://assets.ing.com/m/5f5a2f209d2c84db/original/In3-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/ideal-in3"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Riverty","intro":"Buy Now, Pay Later with guaranteed payment for you","image":{"transformBaseUrl":"https://assets.ing.com/transform/cd06ac66-fc11-4c17-96df-6feeca851003/Riverty-Checkout","type":"image","width":100,"altTextEN":"Logo: Riverty checkout","altTextNL":"Logo: Riverty checkout","original":"https://assets.ing.com/m/4182865095d5f414/original/Riverty-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/riverty"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Gift card","intro":"Choose from 50 different gift cards","image":{"transformBaseUrl":"https://assets.ing.com/transform/950f3964-ec9f-43fd-8dd4-0008388422f8/Present_outline_orange_RGB","type":"image","width":267,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/70f55a38c6b930a5/original/Present_outline_orange_RGB.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/cadeaukaart"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"WeChat Pay","intro":"The main payment option for the Chinese market","image":{"transformBaseUrl":"https://assets.ing.com/transform/d7e469fb-c3c6-4ba8-9721-5317bf943272/Wechat-Pay-Checkout","type":"image","width":100,"altTextEN":"Logo: WeChat Pay checkout","altTextNL":"Logo: WeChat Pay checkout","original":"https://assets.ing.com/m/471e975897dd4c8b/original/Wechat-Pay-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/wechat-pay"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"MultiBanco","intro":"The most widely used payment method in Portugal","image":{"transformBaseUrl":"https://assets.ing.com/transform/73943287-8f28-4bc2-9d6b-c5a774af1a41/Multibanco-Checkout","type":"image","width":100,"altTextEN":"Logo: MultiBanco checkout","altTextNL":"Logo: MultiBanco checkout","original":"https://assets.ing.com/m/634b835e0aef50e5/original/Multibanco-Checkout.png","extension":"png"},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/multibanco"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout","text":"See all available online payment methods"}]},{"componentType":"linkList","iconTitle":{"icon":{"transformBaseUrl":"https://assets.ing.com/transform/9b2c6ad3-b2ea-4db5-a2ca-1c48b46f01ae/Feedback-Light_Bulb_Outline","type":"image","width":2500,"original":"https://assets.ing.com/m/b3ad527d82eaff3/original/Feedback-Light_Bulb_Outline.png","extension":"png"},"title":"Also interesting for you"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout","text":"Digital payment solution ING Checkout"},{"url":"/en/business/accepting-payments/ing-checkout/payment-service-provider","text":"What is a payment service provider?"},{"url":"/zakelijk/geld-ontvangen/incasso","text":"Direct Debit (Dutch)"},{"url":"/zakelijk/geld-ontvangen/ideal/ideal","text":"iDEAL (Dutch)"},{"url":"/zakelijk/geld-ontvangen/pinapparaat","text":"Payments via a payment terminal (Dutch)"},{"text":"Becoming a business customer at ING"}]}]}}}