{"type":"document","data":{"id":"4669e671-f211-476d-a7a9-8ee2b61508bf","localeString":"en-GB","publishDate":"2026-01-12T14:51:25.446+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaylater.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaylater.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapayinparts.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapayinparts.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaynow.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaynow.EN"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Give your customers the option to pay with Klarna via ING Checkout. Requested easily and quickly linked through ING. Read on for more information."},"mainHeaderZone":{"componentType":"productHeader","coreHeader":{"title":"Klarna via ING Checkout"},"backLink":{"textLink":{"url":"/en/business/accepting-payments","text":"Accepting payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Receive Klarna payments via ING Checkout"},{"componentType":"paragraph","richBody":{"value":"<p>Let your customers pay afterwards, but get paid directly with Klarna. No risk for you, but a smooth shopping experience and high customer satisfaction. Would you like to offer Klarna in your online store? It&apos;s easy with ING Checkout. Requested in just a few minutes and linked via a plug-in. </p><p>Why Klarna?</p><ul class=\"check-mark\"><li>Secure online bank payments in Europe</li><li>Competitive rates and easy to integrate</li><li>High customer satisfaction and no risk for you</li></ul>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/7d85339b-ca7b-4fe9-a273-ece379c458af/Klarna-Checkout","altTextEN":"Logo: Klarna checkout","altTextNL":"Logo: Klarna checkout","original":"https://assets.ing.com/m/170b887196ef96b6/original/Klarna-Checkout.svg","extension":"svg"}},{"componentType":"cta","textLink":{"url":"/en/business/accepting-payments/ing-checkout","text":"Request ING Checkout"}},{"componentType":"sectionTitle","title":"Specifications of Klarna via ING Checkout"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><td><p><strong>Feature</strong></p></td><td><p><strong>Specification</strong></p></td></tr></thead><tbody><tr><td><p>Payment method</p></td><td><p>Buy now pay later</p></td></tr><tr><td><p>Available in</p></td><td><p>Netherlands, Germany, Sweden, Norway, Finland, Denmark, Italy, Spain, France, Austria,</p><table><tbody><tr><td style=\"vertical-align:bottom\"><span><span><span><span><span><span>Great Britain and USA</span></span></span></span></span></span></td></tr></tbody></table></td></tr><tr><td><p>Available languages</p></td><td><p>Dutch, English and German</p></td></tr><tr><td><p>Currency</p></td><td><p>Euro</p></td></tr><tr><td style=\"vertical-align:top\"><p>Transaction fee ING Checkout Basic - Klarna pay later</p></td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaylater.EN}%</td></tr><tr><td style=\"vertical-align:top\"><p>Transaction fee ING Checkout Advanced - Klarna pay later                   </p></td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaylater.EN}%</td></tr><tr><td style=\"vertical-align:top\">Transaction fee ING Checkout Basic - Klarna pay in parts</td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapayinparts.EN}%</td></tr><tr><td style=\"vertical-align:top\">Transaction fee ING Checkout Advanced - Klarna pay in parts   </td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapayinparts.EN}%</td></tr><tr><td style=\"vertical-align:top\">Transaction fee ING Checkout Basic - Klarna pay now</td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaynow.EN}%</td></tr><tr><td style=\"vertical-align:top\">Transaction fee ING Checkout Advanced - Klarna pay now</td><td style=\"vertical-align:bottom\">%{prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaynow.EN}%</td></tr><tr><td style=\"vertical-align:top\"><p>Transaction limit</p></td><td style=\"vertical-align:top\"><p>Unlimited</p></td></tr><tr><td style=\"vertical-align:top\"><p>Payment</p></td><td style=\"vertical-align:top\"><p>Guaranteed if accepted by Klarna</p></td></tr><tr><td style=\"vertical-align:top\"><p>Payout speed</p></td><td style=\"vertical-align:top\"><p>Between 7 and 21 days</p></td></tr><tr><td style=\"vertical-align:top\"><p>Refunds</p></td><td><p>Multiple refunds per transaction possible</p></td></tr></tbody></table><p><a href=\"https://docs.pay.nl/paymentoptions#klarna\">More information about Klarna, requesting and connection</a></p>"}},{"componentType":"sectionTitle","title":"Advantages of Klarna payments"},{"componentType":"productFeatures","highlighted":false,"items":[{"body":"Klarna is the most widely used buy now pay later payment method worldwide.","title":"Safe and reliable"},{"body":"Create a personalized and smooth shopping experience for returning customers.","title":"Personalization"},{"body":"Klarna is quickly added via plug-ins. After linking, add to your online checkout with the click of a button.","title":"Quickly added"},{"body":"Invoicing is completely taken out of your hands. No more worries, you can focus on your business.","title":"Support"}]},{"componentType":"sectionTitle","title":"Why Klarna via ING Checkout?"},{"componentType":"paragraph","richBody":{"value":"<p>Easily offer Klarna as an online payment method on your website via ING Checkout. When you choose to offer Klarna via ING Checkout, you choose expertise. Simple and arranged quickly.</p><p>Experience the convenience of:</p><ul><li>All your payments with 1 party</li><li>More than 30 online payment methods</li><li>Easy to link with ready-made plug-ins</li><li>Insight always and everywhere through your own dashboard</li><li>Daily payments into your business account</li><li>Requested as an ING customer in 15 minutes</li></ul>"},"alignedImage":{"position":"right","transformBaseUrl":"https://assets.ing.com/transform/9eca0f4b-16fd-45fc-85ef-19c68a95034a/ING-Checkout","original":"https://assets.ing.com/m/6aaf25b2756aa2b6/original/ING-Checkout.png","extension":"png"}},{"componentType":"cta","textLink":{"url":"/en/business/accepting-payments/ing-checkout","text":"Start with ING Checkout"}},{"componentType":"sectionTitle","title":"Other interesting online payment methods"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"PayPal","intro":"Large coverage and used worldwide","image":{"transformBaseUrl":"https://assets.ing.com/transform/6213758c-8e18-4542-abd2-865edcf270e6/PayPal-Checkout","type":"image","width":100,"altTextEN":"Logo: PayPal checkout","altTextNL":"Logo: PayPal checkout","original":"https://assets.ing.com/m/1f91365f90dc2994/original/PayPal-Checkout.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/paypal"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"SEPA credit transfer","intro":"Trusted payment via bank transfer","image":{"transformBaseUrl":"https://assets.ing.com/transform/28d91045-a092-431e-b4c8-657d42af621a/SEPA-Overboeking-Checkout","type":"image","width":100,"altTextEN":"Logo: SEPA credit transfer checkout","altTextNL":"Logo: SEPA overboeking checkout","original":"https://assets.ing.com/m/3aab23055cfc5ec9/original/SEPA-Overboeking-Checkout.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/sepa-credit-transfer"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Bancontact","intro":"The most used payment method in Belgium","image":{"transformBaseUrl":"https://assets.ing.com/transform/4b325874-0d47-4e7b-9c73-c4d6474e39a9/Bancontact-Checkout","type":"image","width":100,"altTextEN":"Logo: Bancontact checkout","altTextNL":"Logo: Bancontact checkout","original":"https://assets.ing.com/m/34992dbe238930e2/original/Bancontact-Checkout.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/bancontact"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Gift card","intro":"Choose from 50 different gift cards","image":{"transformBaseUrl":"https://assets.ing.com/transform/8b2e75e1-6e90-4d7b-aa07-428d1d479dfd/Celebration-Present_Outline","type":"image","width":32,"altTextNL":"\"\"","original":"https://assets.ing.com/m/2d8d467f17fea28d/original/Celebration-Present_Outline.svg","extension":"svg"},"link":{"url":"/en/business/accepting-payments/ing-checkout/gift-cards"}}]},{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/online-payment-methods","text":"All online payment methods"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about  Klarna via ING Checkout"},{"componentType":"accordion","accordionList":[{"title":"What is Klarna?","richBody":{"value":"<p>With Klarna, your customers can pay directly or after ordering in your online store. Your customers pay later, but you get paid immediately. Klarna takes care of any credit and fraud risks, so you can focus on your business and always get paid. Adding Klarna increases the flexibility of your checkout, which results in more sales and increases the average order value.</p>"}},{"title":"How does Klarna work?","richBody":{"value":"<p>Klarna is a direct or post-payment method. This means that the customer can pay directly during ordering or afterwards within 30 days. Here&apos;s how it works: The customer orders, you deliver the goods, and then the payment is made without extra costs or interest. The customer pays via iDEAL or, if an account is linked to Klarna&apos;s app, via the app. Klarna takes any credit and fraud risk for their account, so you can focus on your business and you always get paid.</p>"}},{"title":"How can I make an online store with Klarna?","richBody":{"value":"<p>Creating an online store with Klarna is easy with ING Checkout. Start by creating an online store. Once you have a website, request ING Checkout and link it via a plug-in. Then request Klarna in your account. After approval, you can receive Klarna payments right away.</p>"}},{"title":"What are the Klarna transaction fees?","richBody":{"value":"<p>Klarna transaction fees in the ING Checkout Basic package are %{prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaylater.EN}% per transaction. In the ING Checkout Advanced package they are %{prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaylater.EN}% per transaction.</p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout","text":"All payment methods and rates for ING Checkout"}]},{"title":"In which countries is Klarna used?","richBody":{"value":"<p>The buy now pay later payment method Klarna is used in the United States and several European countries: Netherlands, Germany, Sweden, Norway, Finland, Denmark, Italy, Spain, France, Austria, Great Britain.</p>"}},{"title":"Why should I request Klarna via ING Checkout?","richBody":{"value":"<p>Choose to apply for Klarna via ING Checkout and experience the convenience of all your banking under one roof. As an ING customer, Klarna can be requested in just 15 minutes. In addition, you will benefit from:</p><ul><li>More than 30 online payment methods</li><li>Easy to connect with ready-made plug-ins</li><li>Insight always and everywhere through your own dashboard</li><li>Daily payments to your business account</li></ul>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout","text":"More information about ING Checkout"}]}]}]}}}