Accept online payments from your customers with our Payment Service Provider, ING Checkout. Simple and easy to set up.
Experience the benefits of:
A tailored solution for larger businesses with high transaction volumes. Contact our e-commerce consultants to explore the possibilities.
With SoftPOS, you turn your Android or iOS phone into a fully functional payment terminal. Your customers pay easily with their debit card, Apple Pay, or Google Pay, and you receive the amount in your business account. No extra devices and no fixed contracts, just your own smartphone and an app. With an ING Checkout account, applying is quick and easy, and you can start immediately. SoftPOS: your payment terminal in your pocket.
Why choose SoftPOS via ING?
Safe and reliable according to the strictest payment standards
All ING Checkout and SoftPOS transactions in 1 overview
Start with SoftPOS in 5 steps
Do you have an ING Checkout account? Then SoftPOS is added in no time and ready for immediate use. You can arrange it in just 5 steps.
You can find more information about activating SoftPOS in the comprehensive step-by-step plan (Dutch).
Adjust your ING Checkout contract to Omnichannel in My ING business
Add SoftPOS as a sales location in My ING business
Download the SoftPOS app PAY.POS from the App Store or Play Store
Activate SoftPOS in your PAY Portal and enter the code from the app
You are ready to get started!
Do you need some help? Our e-commerce consultants are ready to help!
"},"textLinks":[{"text":"Request SoftPOS","url":"https://mijnzakelijk.ing.nl/banking/ing-checkout/change"}]}],"title":{"value":"New at ING Checkout: SoftPOS. Turn your smartphone into a payment terminal. Try it for free!
"}}],"componentType":"actionAccordion"},{"componentType":"sectionTitle","title":"Request ING Checkout: This is how it works"},{"componentType":"paragraph","richBody":{"value":"Getting started with ING Checkout is quick and easy — apply via My ING Business or the ING Mobile Banking App.
Whether you want to offer iDEAL only or a wide range of local and global payment methods—ING Checkout makes it easy. One connection, over 25 ways to get paid. Choose from over 30 payment methods to accept payments from customers in the Netherlands and beyond.
"}},{"accordionList":[{"richBody":{"value":"| Payment methods | ING Checkout Basic | ING Checkout Advanced |
|---|---|---|
| iDEAL | %{prijs.zbt:betalenbinnensepa.checkoutbasic.ideal.eur.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.ideal.eur.EN}% |
| PayPal | %{prijs.zbt:betalenbinnensepa.checkoutbasic.paypal.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.paypal.EN}% |
| Credit card (Mastercard, Visa) | %{prijs.zbt:betalenbinnensepa.checkoutbasic.mastercarddebitcredit.consumenten.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.mastercarddebitcredit.consumenten.EN}% |
| Klarna | %{prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaylater.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaylater.EN}% |
| SEPA direct debit | %{prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.incasso.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.incasso.eur.EN}% |
| Bancontact | %{prijs.zbt:betalenbinnensepa.checkoutbasic.bancontact.eur.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.bancontact.eur.EN}% |
| Apple Pay / Google Pay | %{prijs.zbt:betalenbinnensepa.checkoutbasic.applepay.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.applepay.EN}% |
| Gift cards | %{prijs.zbt:betalenbinnensepa.checkoutbasic.cadeaukaarten.EN}% | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.cadeaukaarten.EN}% |
ING Checkout offers three plans: the free Basic plan, the paid Advanced plan with more features and the fully custom Enterprise solution. Each plan comes with its own pricing. So you only pay for what you need.
"}},{"accordionList":[{"richBody":{"value":"It depends on the size of your organization which package is more beneficial for you. It depends on the amount of transactions per month. The transaction fees in the Advanced plan are lower than in the Basic plan. If you process around 350–400 transactions per month, ING Checkout Advanced is usually the more cost-effective option. Do you have a high transaction volume? Then you may qualify for ING Checkout Enterprise. Please contact our e-commerce consultants for more information.
See the calculation example below for a breakdown and pricing comparison between ING Checkout Basic and ING Checkout Advanced.
Assume that you only offer iDEAL and have 400 transactions per month, the costs are as follows:
Calculation example
| ING Checkout | Basic | Advanced |
|---|---|---|
| Fixed costs | € 0.00 | € 19.90 |
| Rate per iDEAL transaction | € 0.25 | € 0.19 |
| 400 transactions | € 100.00 | € 76.00 |
| You pay per month | € 100.00 | € 95.90 |
In this example, it is more beneficial to choose ING checkout Advanced. The turning point in this case is at 333 iDEAL transactions. For other payment methods and numbers of transactions, the turning point is different.
"},"title":"Which plan is most beneficial for you?"},{"richBody":{"value":"
With ING Checkout Basic, you don’t pay any fixed fees. You only pay per successful transaction. The transaction fee depends on the payment method used.
| Payment method | Rates |
|---|---|
| iDEAL | %{prijs.zbt:betalenbinnensepa.checkoutbasic.ideal.eur.EN}% |
| Credit transfer (SEPA) | %{prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.overboeking.eur.EN}% |
| PayPal | %{prijs.zbt:betalenbinnensepa.checkoutbasic.paypal.EN}% |
| Mastercard & Visa | %{prijs.zbt:betalenbinnensepa.checkoutbasic.mastercarddebitcredit.consumenten.EN}% |
| Bancontact | %{prijs.zbt:betalenbinnensepa.checkoutbasic.bancontact.eur.EN}% |
"},"title":"More about ING Checkout Basic"},{"richBody":{"value":"
ING Checkout Advanced costs %{prijs.zbt:betalenbinnensepa.checkoutadvanced.abonnement.permaand.eur.EN}% per month in fixed fees. In addition, you pay per successful transaction, with the fee depending on the payment method used. Transaction fees in the Advanced plan are generally lower than in the Basic plan, making ING Checkout Advanced a more cost-effective and attractive option for businesses with higher transaction volumes.
| Payment method | Rates |
|---|---|
| iDEAL | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.ideal.eur.EN}% |
| Credit transfer (SEPA) | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.overboeking.eur.EN}% |
| PayPal | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.paypal.EN}% |
| Mastercard & Visa | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.mastercarddebitcredit.consumenten.EN}% |
| Bancontact | %{prijs.zbt:betalenbinnensepa.checkoutadvanced.bancontact.eur.EN}% |
"},"title":"More about ING Checkout Advanced"},{"richBody":{"value":"
A tailored solution for larger businesses with high transaction volumes. Contact our e-commerce consultants to explore the possibilities.
"},"textLinks":[{"text":"Contact our e-commerce consultant","url":"/zakelijk/geld-ontvangen/ing-checkout/contact-ing-checkout"}],"title":"More about ING Checkout Enterprise"}],"componentType":"accordion"},{"componentType":"paragraph","richBody":{"value":""},"textLinks":[{"text":"Overview of all payment methods ING Checkout","url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout"}]},{"componentType":"sectionTitle","title":"Other entrepreneurs about ING Checkout"},{"cards":[{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/6eebd283986721f4/original/ING-Checkout-Index-Books-portret.jpg","transformBaseUrl":"https://assets.ing.com/transform/6b02bc34-5bb7-413a-b30b-d04af499fe51/ING-Checkout-Index-Books-portret","type":"image","width":220},"link":{"url":"/zakelijk/geld-ontvangen/ing-checkout/index-books"},"promoText":"The story of Index Books (Dutch)","title":"International growth with e-commerce"},{"cardSize":"small","cardType":"product","componentType":"productCard","image":{"extension":"jpg","original":"https://assets.ing.com/m/777fa17a79f5802/original/ING-Checkout-Partywinkel.png","transformBaseUrl":"https://assets.ing.com/transform/0c5522fd-dc2d-4cd1-adea-2245f00bf741/ING-Checkout-Partywinkel","type":"image","width":225},"link":{"url":"/en/business/accepting-payments/ing-checkout/partywinkel"},"promoText":"The story of Partywinkel.nl","title":"Keep the party going at the checkout"}],"componentType":"cards"},{"componentType":"sectionTitle","title":"Terms and conditions and useful information"},{"componentType":"paragraph","richBody":{"value":"
When you apply for ING Checkout, it's important to know where you stand. ING has partnered with Pay.nl for ING Checkout. This is a Dutch Payment Service Provider, which offers a wide range of payment methods. Below are the terms and conditions of ING Checkout and more information. You can also get in contact for ING Checkout with our e-commerce consultants.
"},"textLinks":[{"text":"Terms and conditions ING Checkout (pdf)","url":"https://assets.ing.com/m/3441af8d3f533efd/original/Voorwaarden-ING-Checkout-NL-NL.pdf"},{"text":"Overview of all payment methods ING checkout","url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout"},{"text":"Integrations and plugins ING checkout","url":"/en/business/accepting-payments/ing-checkout/integrations-and-plugins-for-ing-checkout"}]},{"componentType":"sectionTitle","title":"Questions about ING checkout"},{"accordionList":[{"richBody":{"value":"To apply for ING checkout, there are a number of conditions you must meet. If your application for ING checkout is unsuccessful, this may be because you do not meet the following conditions:
Do you comply with all these conditions? Then the application for ING checkout should succeed. If not, please contact the corporate customer service.
"},"title":"Request ING checkout is failing. What is going wrong?"},{"richBody":{"value":"It is always good to give your customers multiple payment options to choose from. Which payment method is best for your business depends on several factors.
Some examples:
The payment (clearing) takes place daily. The clearing process starts at 10:00 am and is completed no later than 2:00 pm. The payments are presented to your bank the same day.
"},"title":"When will the payments be credited to my business account?"},{"richBody":{"value":"The monthly subscription costs and the costs per successful transaction are charged on a montly basis. The costs for ING checkout are collected via the business account you selected in the application process.
"},"title":"When and how are the fixed costs and transaction costs billed?"},{"richBody":{"value":"The monthly invoice contains 2 types of costs:
The invoice can be found in My ING Business.
The specification of the transaction costs per payment method can be found in the ING checkout Portal under Reports > Management. There you choose the invoice period and filter by payment option.
"},"title":"Where can I find the specification of the transaction costs on the invoice per payment method?"},{"richBody":{"value":"Linking ING checkout to your online store or website is easy. There are various plugins available that allow you to link your online store or website to ING checkout. A variety of ready-to-use plugins are available for download via the ING Checkout Portal, allowing you to easily connect your online store or website to ING Checkout. The step-by-step guide explains exactly how it works.
Still need help? Our technical support team is here for you.
"},"textLinks":[{"text":"View all available plugins","url":"/en/business/accepting-payments/ing-checkout/integrations-and-plugins-for-ing-checkout"},{"text":"To the step-by-step guide","url":"https://assets.ing.com/m/33a2dd0a3300b913/original/ING-Checkout-aansluiten.pdf"}],"title":"How do I integrate ING checkout with my website or online store?"}],"componentType":"accordion"},{"componentType":"linkList","iconTitle":{"icon":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"png","original":"https://assets.ing.com/m/7225fa8e2e062297/original/Idea_outline_orange_RGB.png","transformBaseUrl":"https://assets.ing.com/transform/d063ad1c-45ca-40bb-a73b-bd89156df2fc/Idea_outline_orange_RGB","type":"image","width":268},"title":"Also interesting for you"},"textLinks":[{"text":"Open a business account"},{"text":"Step-by-step guide implementing ING Checkout","url":"https://assets.ing.com/m/121da741343bed29/original/ING-Checkout-getting-started.pdf"},{"text":"All the available plugins","url":"/en/business/accepting-payments/ing-checkout/integrations-and-plugins-for-ing-checkout"},{"text":"All the available payment methods","url":"/en/business/accepting-payments/ing-checkout/payment-methods-and-rates-ing-checkout"},{"text":"Retail on the move: How entrepreneurs stay on course in a challenging market","url":"https://www.ing.nl/en/business/accepting-payments/ing-checkout/retail-on-the-move-how-entrepreneurs-stay-on-course-in-a-challenging-market"}]}]},"hasMacro":true,"id":"6bda1c99-cc34-4d93-87b7-841659b29b93","localeString":"en-GB","macros":["prijs.zbt:betalenbinnensepa.checkoutbasic.ideal.eur.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.ideal.eur.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.paypal.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.paypal.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.mastercarddebitcredit.consumenten.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.mastercarddebitcredit.consumenten.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.klarnapaylater.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.klarnapaylater.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.incasso.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.incasso.eur.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.bancontact.eur.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.bancontact.eur.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.applepay.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.applepay.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.cadeaukaarten.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.cadeaukaarten.EN","prijs.zbt:betalenbinnensepa.checkoutbasic.sepa.overboeking.eur.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.abonnement.permaand.eur.EN","prijs.zbt:betalenbinnensepa.checkoutadvanced.sepa.overboeking.eur.EN"],"mainHeaderZone":{"backLink":{"textLink":{"text":"Accepting payments","url":"/en/business/accepting-payments"}},"componentType":"productHeader","coreHeader":{"body":"Looking for a way to offer your customers a smooth online payment experience? ING Checkout makes it possible. Secure, flexible payments across all devices, wherever your customers are.","headerImage":{"extension":"jpg","original":"https://assets.ing.com/m/7e57271302d4a632/original/YOUNG-MAN-USING-MOBILE-PHONE-IN-BATHROOM.jpg","transformBaseUrl":"https://assets.ing.com/transform/2c7a8b9e-005b-494c-8b84-c4bf8466a8cb/YOUNG-MAN-USING-MOBILE-PHONE-IN-BATHROOM","type":"image","width":6000},"promoStickerLayout":"Commercial&engagement","promoText":"New SoftPOS: let your customer pay by card via your phone","subtitle":"One payment solution with 30+ online payment methods","title":"ING Checkout"},"cta":{"componentType":"cta","textLink":{"text":"Request ING Checkout","url":"https://mijnzakelijk.ing.nl/banking/ing-checkout/onboarding"}},"usps":[{"body":"Over 30 payment methods","icon":{"extension":"png","original":"https://assets.ing.com/m/f6569b9a486ab5/original/world.png","transformBaseUrl":"https://assets.ing.com/transform/a181f801-39a2-4abb-9fc3-3089a4864955/world","type":"image","width":267}},{"body":"Competitive rates","icon":{"altTextEN":"calculator","altTextNL":"rekenmachine","extension":"png","original":"https://assets.ing.com/m/13f6e98348ab86a5/original/calculate-investment.png","transformBaseUrl":"https://assets.ing.com/transform/80c4c47c-0d87-4aa6-90a9-6c8f8f7ecb1b/calculate-investment","type":"image","width":288}},{"body":"Activated in 15 minutes","icon":{"altTextNL":"\"\"","extension":"svg","original":"https://assets.ing.com/m/774faba238b9b8dd/original/Devices-Clock_Outline.svg","transformBaseUrl":"https://assets.ing.com/transform/6eceb107-ee32-4dba-8081-1554a46e15d3/Devices-Clock_Outline","type":"image","width":32}}]},"publishDate":"2026-05-01T08:12:12.328+02:00"}}