{"type":"document","data":{"id":"bcb3de2d-4453-4149-85a3-ee77baca779f","localeString":"en-GB","publishDate":"2026-04-09T15:49:41.568+02:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:betalenbinnensepa.incasso.batch.eur","prijs.zbt:betalenbinnensepa.incasso.post.eur","prijs.zbt:betalenbinnensepa.incasso.terugboeking.eur","prijs.zbt:betalenbinnensepa.incasso.toegekendemeldingonterechteincasso.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Direct Debit is a smart way to make it easy for customers to pay, especially for recurring payments such as subscriptions and membership fees. Arrange it through ING."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"Receive payments on time","icon":{"transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24,"altTextEN":"check, checkmark","altTextNL":"check, vinkje","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","extension":"svg"}},{"body":"Less administration and lower costs","icon":{"transformBaseUrl":"https://assets.ing.com/transform/36c4efe8-31f5-4d67-bf86-55821b88f6c6/Feedback-Check_Mark_Outline","type":"image","width":32,"original":"https://assets.ing.com/m/7c158c0ba780dccf/original/Feedback-Check_Mark_Outline.svg","extension":"svg"}},{"body":"Suitable for both personal and business customers","icon":{"transformBaseUrl":"https://assets.ing.com/transform/ae8ed3be-dca4-41ae-809a-9c6f2127c2bf/Feedback-Check_Mark_Filledin","type":"image","width":24,"altTextEN":"check, checkmark","altTextNL":"check, vinkje","original":"https://assets.ing.com/m/7b28022e4634b7fb/original/Feedback-Check_Mark_Filledin.svg","extension":"svg"}}],"cta":{"componentType":"cta","textLink":{"url":"/zakelijk/geld-ontvangen/incasso/incassocontract","text":"More about Direct Debit Agreement"}},"coreHeader":{"body":"Direct Debit is a smart way to make it easy for customers to pay, especially for recurring payments such as subscriptions and membership fees. Arrange authorisation once, and you won’t have to worry about it again.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/e2cc4896-607f-4e91-86b7-bebe18ad5202/Adviseur-Vermogensbeheer","type":"image","width":5700,"original":"https://assets.ing.com/m/415583f9384eeabd/original/Adviseur-Vermogensbeheer.jpg","extension":"jpg"},"title":"Direct Debit"},"backLink":{"textLink":{"url":"/en/business/accepting-payments","text":"Accepting payments"}}},"flexZone":{"flexComponents":[{"componentType":"sectionTitle","title":"Direct naar"},{"componentType":"cards","cards":[{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Direct Debit Agreement","intro":"Start collecting payments","image":{"transformBaseUrl":"https://assets.ing.com/transform/cff67dfd-c697-4842-a880-2820673d149b/formpencilcheckmarknopadding","type":"image","width":0,"original":"https://assets.ing.com/m/5abce44829e4d743/original/formpencilcheckmarknopadding.svg","extension":"svg"},"link":{"url":"/zakelijk/geld-ontvangen/incasso/incassocontract"}},{"componentType":"productCard","cardType":"product","cardSize":"small","title":"Direct Debit Mandate","intro":"Get approval from your customer","image":{"transformBaseUrl":"https://assets.ing.com/transform/dd383246-6e31-4525-8c50-cd5ed9485cda/handshake2nopadding","type":"image","width":128,"original":"https://assets.ing.com/m/2b98f9ae0a9e16d4/original/handshake2nopadding.svg","extension":"svg"},"link":{"url":"/zakelijk/geld-ontvangen/incasso/incassomachtiging"}}]},{"componentType":"sectionTitle","title":"What is a Direct Debit?"},{"componentType":"paragraph","richBody":{"value":"<p>With Direct Debit you can collect payments for goods or services directly from your customer’s account. It’s quick, easy, and cost-effective. You can use it for one-off payments or recurring payments, ensuring you receive payment on time. It also saves time and reduces paperwork, as you only need to arrange authorisation once.</p>"}},{"componentType":"sectionTitle","title":"How does Direct Debit work?"},{"componentType":"paragraph","richBody":{"value":"<p>To use Direct Debit, you need a <a data-type=\"internal\" href=\"/en/business/payments/business-account\">Business Account</a> <span><span><span>and a <a data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/incasso/incassocontract\">Direct Debit contract</a>.</span></span></span></p><ul class=\"check-mark\"></ul>"}},{"componentType":"paragraph","richBody":{"value":"<p><strong>Direct Debit Agreement:</strong></p><p>This is a contract between your business and the bank, allowing you to send Direct Debit instructions to the bank.</p><ul class=\"check-mark\"><li>Get paid on time</li><li>Reduce administration</li><li>Predictable income</li><li>Complies with SEPA regulations</li></ul><p><a title=\"Want to know more about a Direct Debit contract?\" data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/incasso/incassocontract\">Want to know more about a Direct Debit contract?</a></p><p> </p>"},"alignedImage":{"position":"left","transformBaseUrl":"https://assets.ing.com/transform/af48e5e2-e8a1-43a4-a981-fe44fa4d14bd/Woman-relax-yoga-coins-scene-1","original":"https://assets.ing.com/m/23738d6568dacbac/original/Woman-relax-yoga-coins-scene-1.svg","extension":"svg"}},{"componentType":"sectionTitle","title":"Get Started with Direct Debit"},{"componentType":"paragraph","richBody":{"value":"<p>Would you like to begin collecting payments after obtaining your contract? In this handy step-by-step guide, you’ll find out what you need to arrange and do to start collecting payments.</p><p>Go to the <a title=\"step-by-step guide\" data-type=\"internal\" href=\"/zakelijk/geld-ontvangen/incasso/handleidingen\">step-by-step guide</a>.</p>"}},{"componentType":"sectionTitle","title":"Costs of Direct Debit"},{"componentType":"paragraph","richBody":{"value":"<table><thead><tr><th>Item?</th><th /><th>Costs</th></tr></thead><tbody><tr><td><p>Credit per batch</p></td><td> </td><td><span><span><span>%{prijs.zbt:betalenbinnensepa.incasso.batch.eur}%</span></span></span></td></tr><tr><td><p>Credit per transaction</p></td><td> </td><td><span><span>%{prijs.zbt:betalenbinnensepa.incasso.post.eur}%</span></span></td></tr><tr><td><p>Direct Debit reversal</p></td><td> </td><td><span><span>%{prijs.zbt:betalenbinnensepa.incasso.terugboeking.eur}%</span></span>*</td></tr><tr><td><p>Approved claim for incorrect Direct Debit</p></td><td> </td><td><span><span>%{prijs.zbt:betalenbinnensepa.incasso.toegekendemeldingonterechteincasso.eur}% </span></span>per request</td></tr></tbody></table><p>*If you process Direct Debits abroad, additional variable costs may apply for reversals.</p>"}},{"componentType":"sectionTitle","title":"Conditions Direct Debit"},{"componentType":"paragraph","richBody":{"value":"<p>When applying for Direct Debit, it’s important to know what to expect. You can read the terms and conditions below. If you have any questions, please contact us. We’re happy to help.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/830d147bd07a33d7/original/Voorwaarden-Incasso-augustus-2017.pdf","text":"Direct Debit Terms and Conditions"},{"url":"https://assets.ing.com/m/75df98bd553f61a0/original/tarievenbrochure-zakelijk-betalingsverkeer.pdf","text":"Business Payment Tariff Brochure"}]},{"componentType":"linkList","componentStyle":"default","iconTitle":{"title":"Also of interest to you"},"textLinks":[{"url":"/en/business/accepting-payments/incasso","text":"How does a business Direct Debit work?"},{"url":"/zakelijk/geld-ontvangen/incasso/incassomachtiging","text":"Direct Debit Mandate"},{"url":"/zakelijk/geld-ontvangen/incasso/incassomachtiging/machtigingsformulier","text":"What are the requirements for a Direct Debit Mandate?"},{"url":"/en/business/accepting-payments/incasso/creating-a-direct-debit-batch-with-excel","text":"Create a Direct Debit Batch with Excel"},{"url":"/zakelijk/betalen/incasso","text":"Pay via Direct Debit"},{"url":"/zakelijk/geld-ontvangen/incasso/services","text":"Manage your Direct Debits"}]}]}}}