{"type":"document","data":{"id":"a9ea10f1-d1a0-4397-a8f3-d249ca0ec922","localeString":"en-GB","publishDate":"2026-03-05T17:01:32.003+01:00","contentType":"onecms:productPage","hasMacro":true,"macros":["prijs.zbt:betalenbinnensepa.ideal.1tm10000.eur","prijs.zbt:betalenbinnensepa.ideal.10000plus.eur"],"flexPageMetadata":{"afmBanner":false,"robotInstruction":{"noIndex":false,"noFollow":false},"description":"Receive easy online payments with iDEAL. From iDEAL to Wero."},"mainHeaderZone":{"componentType":"productHeader","usps":[{"body":"100% payment guarantee","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"your customers pay securely and quickly","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}},{"body":"always easy insight into payments","icon":{"transformBaseUrl":"https://assets.ing.com/transform/fd8aae40-b81e-406e-bf85-a0761dfb0f93/Check_mark_outline_orange_RGB","type":"image","width":267,"original":"https://assets.ing.com/m/67bec23b9f25828f/original/Check_mark_outline_orange_RGB.png","extension":"png"}}],"coreHeader":{"body":"Did you know that iDEAL is being replaced by Wero by the end of 2027? It's a new, future-proof payment solution developed right here in Europe. And it's just as easy to use as iDEAL, and just as reliable as well. Until then, you can still apply for and use iDEAL.","headerImage":{"transformBaseUrl":"https://assets.ing.com/transform/d82601fb-19d5-4a9d-8854-670126b64dc7/Male-shoemaker-cutting-leather-in-his-workshop","type":"image","width":5861,"altTextEN":"\"\"","altTextNL":"\"\"","altTextFR":"\"\"","altTextDE":"\"\"","original":"https://assets.ing.com/m/53b0f89a1f805b49/original/Male-shoemaker-cutting-leather-in-his-workshop.jpg","extension":"jpg"},"title":"iDEAL","subtitle":"Easy online payments"},"backLink":{"textLink":{"url":"/en/business/accepting-payments","text":"Accepting payments"}}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p></p>"},"textLinks":[{"text":"Learn more about iDEAL evolving to Wero"}]},{"componentType":"sectionTitle","title":"Everything about iDEAL|Wero"},{"componentType":"paragraph","richBody":{"value":"<p>With iDEAL|Wero, you can offer customers a safe, easy way to pay online. For both physical products and downloads and services. Whether you sell 1 item a week or 1,000 items a day. And if you’re a charity, people can donate with iDEAL|Wero.</p><p>Customers (or donors) pay easily and quick, through their own trusted bank. You’ll get a payment confirmation straight away, and payments are always guaranteed.</p>"}},{"componentType":"sectionTitle","title":"ING Checkout"},{"componentType":"highlight","richBody":{"value":"<p>Interested in offering your customers other payment methods besides iDEAL|Wero? Go for ING Checkout. It’s one online payment solution that includes over 30 payment methods, such as iDEAL|Wero, Bancontact, Riverty, and credit cards. If you’re an ING iDEAL customer, you can apply for ING Checkout now.</p>"},"textLinks":[{"url":"/en/business/accepting-payments/ing-checkout","text":"More about ING Checkout"}]},{"componentType":"sectionTitle","title":"How to apply for iDEAL|Wero"},{"componentType":"paragraph","title":"Things to check beforehand","richBody":{"value":"<p>Planning to apply for iDEAL|Wero? See if you tick the following boxes first:</p><ul><li>You have an ING business account and a Dutch address</li><li>Your online platform is ready and accessible</li><li>Your online platform complies with the Dutch Authority for Consumers and Markets’ (ACM) regulations, and our policy as well. This way, customers will clearly know where they stand. Your online environment must function properly and include the following:<ul><li>The registered office address and the legal company name or trade name, as recorded with the Chamber of Commerce</li><li>Your Chamber of Commerce (CoC) registration number</li><li>Your contact details (at least two ways to get in touch, including at least an email address)</li><li>Your VAT identification number, if applicable</li><li>A complaints procedure</li><li>A privacy statement, policy, or similar document</li><li>General terms and conditions</li></ul></li><li>You know how you’ll integrate iDEAL in your online platform:<ul><li>You arrange it yourself via iDEAL Advanced. This requires specific technical knowledge. Consult our iDEAL developer portal via <a href=\"http://ing.nl/idealdeveloperportal\">ing.nl/idealdeveloperportal</a>.</li><li>You have a <a data-type=\"internal\" href=\"/en/business/accepting-payments/ing-checkout/payment-service-provider\">Payment Service Provider</a> (PSP) who will set it up on your behalf. Like <a data-type=\"internal\" href=\"/en/business/accepting-payments/ing-checkout\">ING Checkout</a>, for instance. Of course, you can make use of a different PSP as well. Find an overview of PSPs in the attachment included in your application form.</li></ul></li></ul>"}},{"componentType":"paragraph","title":"How to get started with iDEAL|Wero","richBody":{"value":"<p>Start using iDEAL|Wero in 3 steps:</p><ol><li>After selecting ‘Start application’, download the iDEAL agreement plus any additional information. Review the information and terms, enter the required details and send the agreement to us.</li><li>You’ll get an email letting you know if your application was approved within 2 business days after we’ve received your documents. If your application was improved, we’ll set up your iDEAL-subscription within 7 business days.</li><li>Now, you can integrate iDEAL|Wero into your online platform. Or have a PSP do so on your behalf. After testing to make sure everything works as it should, your customers will be able to use iDEAL to pay.</li></ol>"}},{"componentType":"cta","textLink":{"url":"https://assets.ing.com/m/fbc077bfd45f35a/original/Start-request-iDEAL.pdf","text":"Start application"}},{"componentType":"sectionTitle","title":"iDEAL fees"},{"componentType":"paragraph","richBody":{"value":"<p>An iDEAL|Wero subscription costs €20 per month. This fee is taken out of your business account each month. You’ll also pay a fixed amount for each successful iDEAL transaction—like those made in your online shop, for instance. If you have 10,000 transactions or less, you’ll pay €0.35 fee for each transaction. This includes the €0.14 processing via SEPA Credit Transfer fee, but doesn’t include the €0,095 account information fee. If you have more than 10,000 transactions, the price is on request.</p><table><thead><tr><th><strong>Amount of transactions (per month)</strong></th><th><strong>Costs</strong></th></tr></thead><tbody><tr><td>1 - 10.000 transactions</td><td>%{prijs.zbt:betalenbinnensepa.ideal.1tm10000.eur}% per transaction</td></tr><tr><td rowspan=\"1\">More than 10.000 transactions</td><td rowspan=\"1\">%{prijs.zbt:betalenbinnensepa.ideal.10000plus.eur}% on request</td></tr></tbody></table>"},"textLinks":[{"url":"https://www.ing.nl/en/pdf/zakelijk/geld-ontvangen/external-pdf-link/brochure-rates-business-transaction-services","text":"All transaction costs"}]},{"componentType":"sectionTitle","title":"Terms and conditions"},{"componentType":"paragraph","richBody":{"value":"<p>If you apply for iDEAL|Wero, it’s good to know where you stand. Find more information in the terms and conditions below. There, you’ll learn about things like iDEAL|Wero and security, and when we’re entitled to end the agreement.</p>"},"textLinks":[{"url":"/en/business/accepting-payments/changes-ideal-terms-and-conditions","text":"View iDEAL terms and conditions"}]},{"componentType":"sectionTitle","title":"Frequently asked questions about iDEAL|Wero"},{"componentType":"accordion","accordionList":[{"title":"When will I no longer be able to offer iDEAL|Wero?","richBody":{"value":"<p>iDEAL|Wero will be phased out around the end of 2027.</p>"}},{"title":"When can I expect more information to prepare for Wero?","richBody":{"value":"<p>You will receive more information from us after the summer of 2025.</p>"}},{"title":"What will my customers notice during the transition to Wero?","richBody":{"value":"<p>Not much will change for your customers. However, at the beginning of the transition period, they will see a dual logo iDEAL | Wero on online stores, the iDEAL payment page, and in the banking app.</p>"}},{"title":"Can Wero be used in currencies other than the Euro?","richBody":{"value":"<p>No, you can only offer Wero in Euros. Wero is already available in France, Germany, and Belgium. It will soon be available in the Netherlands and Luxembourg as well.</p>"}},{"title":"How are iDEAL payments processed?","richBody":{"value":"<p>iDEAL payments are processed via SEPA Credit Transfer on business days from 07:30 to 16:30. iDEAL payments made between two ING accounts are also processed after 16:30 and in weekends. On (inter)national holidays, our <a rel=\"noopener noreferrer\" target=\"_blank\" data-type=\"internal\" href=\"/zakelijk/klantenservice/service-en-dienstverlening/betalingsverkeer-op-feestdagen\">processing of payments varies</a>.</p>"}},{"title":"When will iDEAL transactions appear in my business account?","richBody":{"value":"<p>You can set this up using the form below. You can choose between daily, weekly, or monthly collective payments. Or opt to get paid per individual iDEAL transaction.</p>"}},{"title":"How do I change the frequency of they payout of iDEAL transactions?","richBody":{"value":"<p>Use the form below. You have the choice to receive the payments daily, weekly or monthly. Or receive individual iDEAL transactions by choosing ‘Immediately – stop batch payments’.</p>"},"textLinks":[{"url":"https://assets.ing.com/m/3cc2aa2235fb252f/original/iDEAL-change-cancel.pdf","text":"Change or cancel iDEAL"}]},{"title":"I’m the iDEAL Portal’s main user, and my email address has changed. How can I let you know?","richBody":{"value":"<p>If you’re still able to log in with your old email address, you can change your email address in the iDEAL portal. If you can’t, please use this form to let us know about your new email address:</p>"},"textLinks":[{"url":"https://assets.ing.com/m/3cc2aa2235fb252f/original/iDEAL-change-cancel.pdf","text":"Change or cancel iDEAL"}]},{"title":"What does iDEAL|Wero cost?","richBody":{"value":"<p>An iDEAL|Wero subscription costs €20 per month. This fee is taken out of your business account (Zakelijke Rekening) each month.</p><p>You’ll also pay a fixed amount for each successful iDEAL payment. If you have 10,000 transactions or less, you’ll pay €0.35 fee for each transaction. If you have more than 10,000 transactions, the price is on request. To get an estimate, email ideal@ing.com or call 020 2288822. We’re available from 08:30 to 17:00 on Mondays through Fridays.</p><p>The transaction fee includes the €0.14 processing via SEPA Credit Transfer fee, but doesn’t include the €0,095 account information fee.</p>"}},{"title":"How do I cancel my iDEAL|Wero subscription?","richBody":{"value":"<p>Cancelling is free, and you can do so anytime. The cancellation period is 1 month. Cancel your subscription using this form:</p>"},"textLinks":[{"url":"https://assets.ing.com/m/3cc2aa2235fb252f/original/iDEAL-change-cancel.pdf","text":"Change or cancel iDEAL"}]}]},{"componentType":"linkList","iconTitle":{"title":"Payments"},"textLinks":[{"url":"/en/business/accepting-payments","text":"Accepting payments"},{"url":"/zakelijk/betalen/betalingen-doen","text":"Executing payments"},{"url":"/en/business/payments/cash","text":"Cash withdrawal and deposit"}]}]}}}