{"type":"document","data":{"contentType":"onecms:productPage","flexPageMetadata":{"afmBanner":false,"description":"Accessible ING products and services","robotInstruction":{"noFollow":false,"noIndex":false}},"flexZone":{"flexComponents":[{"componentType":"paragraph","richBody":{"value":"<p>You can authorize someone to manage the Payment Account free of charge. The authorized person can only carry out (financial) actions for products directly linked to the Payment Account. The authorized person cannot apply for or change products, and the account will always remain in the name of the account holder.</p>"},"textLinks":[{"text":"More about authorizations (Dutch page only)","url":"/particulier/klantenservice/gegevens-wijzigen/beheer-bankzaken"}],"title":"Authorizing someone"},{"componentType":"paragraph","richBody":{"value":"<p>If you want the authorized person to handle more matters, such as address changes, closing or opening accounts, then we require a power of attorney from a notarial deed or a living will.</p><ul><li>In a notarial power of attorney, the notary records who is allowed to handle your financial affairs on your behalf.</li><li>In a living will, the notary records both financial matters and medical/personal matters for situations in which you are no longer able to act yourself. It includes who may handle your financial affairs.</li><li>Please inform at your notary for the costs involved</li></ul>"},"textLinks":[{"text":"Registering an authorized representative","url":"/en/personal/customer-service/change-personal-details/notarial-power-of-attorney"}],"title":"Notarial power of attorney / Living will"},{"componentType":"paragraph","richBody":{"value":"<p>Sometimes, someone is temporarily or permanently unable to manage their finances. In that case, a guardian can take care of their (financial) interests. The guardian also has control over the account. Unlike with an authorization, a guardian may apply for and change products. The guardian also determines which rights the account holder may keep. The costs for this are legislated in national guidance.</p>"},"textLinks":[{"text":"More about guardianship (Dutch page only)","url":"/particulier/klantenservice/beheer-bankzaken/bewindvoering"}],"title":"Guardianship"},{"componentType":"paragraph","richBody":{"value":"<p>If an account holder can no longer manage their financial and other personal interests, curatorship may be necessary. Curatorship is arranged through the district court. The account holder who is placed under curatorship loses their legal capacity. The curator becomes their legal representative. The costs for this vary but are often covered.</p>"},"textLinks":[{"text":"More information about curatorship (Dutch page only)","url":"/particulier/klantenservice/gegevens-wijzigen/beheer-bankzaken-curatele"}],"title":"Curatorship"},{"componentType":"paragraph","richBody":{"value":"<p>At ING you can also register testamentary administration free of charge. This applies when a will places an inheritance (or part of it) under administration. This means the heir themselves is not under guardianship, only the inherited asset is. The testamentary administrator therefore has no authority over any other products in the heir’s name.</p>"},"textLinks":[{"text":"More information about testamentary administration (Dutch page only)","url":"/particulier/klantenservice/gegevens-wijzigen/beheer-bankzaken-testamentair-bewind"}],"title":"Testamentary Administration"},{"componentType":"paragraph","richBody":{"value":"<p>We find accessibility of all our products and services very important. We regularly assess how accessible we are and where we can improve.</p><p>We would love to hear your ideas and suggestions for improvement. You can share them with us via our <a data-type=\"internal\" href=\"/en/personal/digital-banking/app\">app</a> or through our <a data-type=\"internal\" href=\"/en/personal/customer-service/phone-numbers\">customer service</a>.</p>"},"title":"Your suggestions"},{"componentType":"linkList","iconTitle":{"title":"More about"},"textLinks":[{"text":"Joint Payment Accounts and authorizing someone","url":"/en/personal/customer-service/joint-account-or-authorisation"},{"text":"Terms and conditions","url":"/en/personal/payments/rates/current-accounts"}]},{"componentType":"linkList","iconTitle":{"title":"Do you have questions?"},"textLinks":[{"text":"Call, chat, or visit a branch","url":"/en/personal/customer-service"}]}]},"hasMacro":false,"id":"4ea69cd5-2697-4235-b1f1-fa21cab6823c","localeString":"en-GB","mainHeaderZone":{"backLink":{"textLink":{"text":"Accessibility and help with banking","url":"/en/bank/accessibility"}},"componentType":"productHeader","coreHeader":{"body":"There may come a time when you cannot properly manage your banking (temporarily) or when you would like some help. In that case, there are several options.","headerImage":{"altTextDE":"\"\"","altTextEN":"\"\"","altTextFR":"\"\"","altTextNL":"\"\"","extension":"jpg","original":"https://assets.ing.com/m/6d71e54532f25eaa/original/Happy-young-women-using-mobile-phone.jpg","transformBaseUrl":"https://assets.ing.com/transform/014cec9e-ecfc-4df3-a1ac-810de632f2cf/Happy-young-women-using-mobile-phone","type":"image","width":5362},"title":"I want to give others (temporary) access to my banking"}},"publishDate":"2026-05-11T11:30:21.218+02:00"}}